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Sr. Manager: Consumer Solutions - job 1 of 3

Company Description

Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose – to uplift everyone, everywhere by being the best way to pay and be paid.

Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa.

Job Description

  • Asist with Product Strategy and Development: Develop and refine the strategy for Visa’s Core Consumer Product platforms, including identifying new product opportunities, features, and enhancements based on market trends, competitive analysis, and regulatory changes.

  • Use Case based Value Proposition Management: Design, develop and manage compelling value propositions that meet the needs of target customers, differentiate the product in the market, and align with the brand.

  • Market and Competitive Analysis: Conduct ongoing analysis of the market and competitors to understand emerging trends, opportunities, and threats. Use insights to inform product strategy and positioning.

  • Cross-functional Collaboration: Work closely with teams across the organization, including but not limited to the hub Product owners, Finance, Pricing & Interchange, Marketing, Solutions Delivery, Business Development, etc., to ensure the successful development, launch and support of card payment products.

  • Performance Tracking and Optimization: Monitor product performance against key metrics, identify areas for improvement, and implement strategies to drive sales, growth, and customer satisfaction.

  • Regulatory Compliance and Risk Management: Ensure that card payment products comply with relevant regulations and industry standards. Work with Compliance, Controllership, Visa Core Product Rules to identify and mitigate product-related risks.

  • Customer Experience and Engagement: Collaborate with the greater CEMEA team to develop, enhance and sell platform capabilities delivering exceptional customer experience, including seamless onboarding, customer choice and differentiation, support, and engagement programs that reinforce the value proposition.

  • VAS Sales: Drive the sales strategies and plans of all relevant Core Consumer Products, Platforms, and Resell Benefit solutions across SSA. Collaborate with relevant SSA teams on targets and sales.

This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager.

 

Qualifications

Basic Qualifications
-8 or more years of relevant work experience with a Bachelor Degree or at least 5
years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 2
years of work experience with a PhD

Preferred Qualifications
-3 to 7 years’ experience in financial/fintech industries. Product development
experience is an advantage.
-Business related degree or MBA would be advantageous

Additional Information

Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

What You Should Know About Sr. Manager: Consumer Solutions, Visa

Are you ready to take the next step in your career? Visa, a global leader in payments and technology, is looking for a passionate Sr. Manager: Consumer Solutions to join our team in Lagos, Nigeria. In this exciting role, you'll get to assist with product strategy and development, ensuring our Core Consumer Product platforms stay ahead of the curve. With a keen eye on market trends and a flair for identifying new product opportunities, you’ll create compelling value propositions tailored to our customers' needs. Collaboration is key – you'll work alongside talented professionals across Finance, Marketing, and Business Development to launch innovative card payment solutions that drive sales and enhance customer satisfaction. Plus, you’ll conduct thorough market and competitive analysis to keep a pulse on industry dynamics. Ensuring our products meet regulatory standards while delivering exceptional user experiences is no small feat, and your efforts will make a direct impact on our success. If you have strong experience in the financial or fintech sectors and are driven to make a meaningful contribution in a purpose-driven environment, we want to hear from you. Join us at Visa, where you'll not just have a job, but a chance to help shape the future of payments.

Frequently Asked Questions (FAQs) for Sr. Manager: Consumer Solutions Role at Visa
What are the primary responsibilities of a Sr. Manager: Consumer Solutions at Visa?

Additionally, the candidate will focus on regulatory compliance, risk management, and enhancing customer experiences to promote sales and engagement with Visa's Core Consumer Products.

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What qualifications do I need to apply for the Sr. Manager: Consumer Solutions position at Visa?

A business-related degree would also enhance your application.

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How does Visa ensure regulatory compliance for its Consumer Solutions products?

This diligence ensures all products are not only innovative but also compliant and reliable.

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What skills are essential for a successful Sr. Manager: Consumer Solutions at Visa?

Leadership skills are also important to inspire and guide cross-functional teams.

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What does a typical day look like for a Sr. Manager: Consumer Solutions at Visa?

The focus will always be on creating compelling consumer solutions and fostering collaboration across the organization.

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Common Interview Questions for Sr. Manager: Consumer Solutions
How do you approach product strategy development in the financial industry?

In developing product strategies, I analyze market trends and consumer feedback extensively. I start by conducting a SWOT analysis to identify strengths, weaknesses, opportunities, and threats. Then, I formulate clear value propositions tailored to target customer segments, ensuring product features align with market demands and regulatory standards.

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Can you provide an example of a successful product launch you've managed?

Certainly! I led a product launch for a new digital payment solution where my team and I conducted market research to identify gaps. Our approach allowed us to tailor the product features based on user needs, resulting in a 30% increase in customer adoption within the first three months. The key was cross-functional collaboration and continuous feedback loops.

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What tools do you use for market and competitive analysis?

I utilize various tools, including SWOT analysis, PEST analysis, and competitor benchmarking platforms. Data visualization tools like Tableau and Google Analytics help interpret data effectively. This helps me understand emerging trends and inform our product positioning accurately.

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How do you ensure that your product aligns with market demands?

I continually leverage customer and market feedback to refine product features. Conducting regular surveys and focus groups allows us to gauge customer sentiment, while market analysis keeps us informed of industry shifts, thus ensuring our product remains competitive and relevant.

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How do you handle cross-functional collaboration?

I believe in proactive communication and establishing clear goals with all stakeholders involved. Regular check-ins ensure everyone stays aligned and can provide input. I use collaborative tools like Asana or Trello to track progress and facilitate feedback loops, making the process streamlined and inclusive.

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Describe your experience with regulatory compliance in product management.

In my experience, regulatory compliance is paramount. I work closely with legal and compliance teams to ensure our products meet all regulatory requirements from the get-go. This proactive approach helps identify potential risks early and ensures our strategies effectively address compliance mandates.

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What strategies do you employ to optimize product performance?

I monitor key performance indicators (KPIs) such as user engagement, sales growth, and customer feedback continuously. Based on the data analysis, I implement iterative improvements and A/B testing to refine product features, ensuring they meet customer needs and drive satisfaction.

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How do you define and communicate a compelling value proposition?

A compelling value proposition clearly articulates how a product solves customer problems or meets their needs. I define it by understanding target demographics and market gaps. Effective communication involves creating concise messaging that resonates with customers through various channels like marketing campaigns and sales training.

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What do you consider the biggest challenge in product management within the fintech space?

The biggest challenge is navigating the fast-paced regulatory landscape while trying to innovate. With constantly changing laws, it can be difficult to develop new products that meet both compliance and market demand. Staying informed and agile is crucial in overcoming these challenges.

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What motivates you as a Sr. Manager: Consumer Solutions?

I am motivated by the impact our products can have on consumers' lives. Making payments more accessible and secure enhances the overall customer experience. I thrive on the challenge of creating innovative solutions that not only meet business goals but also uplift everyday users.

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Visa Inc. operates as a payments technology company worldwide. The company facilitates commerce through the transfer of value and information among consumers, merchants, financial institutions, businesses, strategic partners, and government entiti...

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Full-time, hybrid
DATE POSTED
April 9, 2025

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