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Senior Software Engineer - Money Movement (IC3)

Company Description

Wise is a global technology company, building the best way to move and manage the world’s money. Min fees. Max ease. Full speed.

Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their life easier and save them money.

As part of our team, you will be helping us create an entirely new network for the world's money. For everyone, everywhere.

More about our mission.

Job Description

Team Mission:

Join our innovative Money Movement team at Wise, where we provide customers with quick and convenient money transfers in North America. Our team focuses on building and maintaining scalable systems that facilitate USD and CAD transfers, with a continuous emphasis on reducing risk, improving resilience, and ensuring overall system health. We integrate with our partners and work closely with banking and payment operations teams to automate manual workflows. By leveraging cutting-edge technology, we're at the forefront of developing new features for USD, which is the most converted currency offering in the company.

Qualifications

About you:

  • Payment System Integrations: Design, build, and maintain reliable software solutions using Java, Spring Boot, and RESTful services to integrate payment systems. Focus on creating secure, efficient solutions that improve resilience and reduce risks.

  • System Health and New Integration Development: Continuously monitor and improve the health of existing integrations while enabling new ones in the future. Identify and address technical challenges, ensuring system robustness and reliability.

  • Collaboration and Cross-Functional Projects: Work closely with other teams, including banking and payment operations. Use your strong communication skills to prioritize customer-centric projects and drive them to completion.

  • Mentoring and Code Reviews: Mentor junior engineers, establishing high-quality code standards through ongoing code reviews and encouraging best coding practices.

  • CI/CD and Deployment: Utilize Docker and Kubernetes for deployments, and implement CI/CD pipelines using tools like Gradle and GitHub Actions to enhance the development process.

  • Database Management: Engage in query optimization and schema design for relational databases, including MySQL, MariaDB, and Postgres, to ensure efficient data processing.

  • System Integration Patterns: Apply hands-on knowledge of system integration patterns and distributed systems to develop scalable and reliable solutions.

  • Product Mindset and Data-Driven Decisions: With a strong product mindset, make data-driven decisions that prioritize customer needs and drive the success of our money transfer product.

What Success Looks Like:

  • You take ownership of and drive the technical roadmap for the team, ensuring alignment with overall goals.You bring strong architecture and software design skills, contributing effectively to system designs.

  • You serve as a champion for best practices and innovation in technology.

  • You have experience in a lead role at other companies and can provide strong, reasoned opinions to drive projects forward.

Please Note:

Proficiency in Java, Spring Boot, and RESTful services is essential. Familiarity in front-end development using React and caching solutions like Redis and Caffeine is beneficial. Additionally, willingness to travel and collaborate with team members in different global offices is expected.

Additional Information

What We Offer:

  • RSU's in a rapidly growing company

  • $180,000 - $230,000 annual salary depending on experience. Learn more about our leveling

  • An annual self-development budget

  • Medical, dental, & vision insurance – including HSA and FSA options

  • Company-paid: Life Insurance, Short & Long-Term Disability, and an EAP program

  • Flexible working model – a mix of working from home and from the office

  • Relocation expenses covered

  • 25 days PTO, 15 sick days, 11 holidays, 5 compassionate leave days, 3 paid “Me” days and a paid volunteer day, annually

  • A paid 6-week sabbatical leave after four years

  • 18-weeks of paid parental leave, after a year with us

  • 401k with up to a 4% employer match

  • 2025 Austin BuiltIn Best Award winner for Best Places to Work and Best Large Places to Work

For everyone, everywhere. We're people building money without borders  — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what it's like to work at Wise visit Wise.Jobs.

Keep up to date with life at Wise by following us on LinkedIn and Instagram.

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Average salary estimate

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$180000K
$230000K

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What You Should Know About Senior Software Engineer - Money Movement (IC3), Wise

Are you ready to embark on an exciting journey as a Senior Software Engineer - Money Movement at Wise? Based in the heart of Austin at Domain Tower 2, we are a global technology pioneer on a mission to revolutionize how the world manages and transfers money. We believe that sending money across borders should be seamless and cost-effective. In our vibrant Money Movement team, you will contribute to designing, building, and maintaining robust systems that ensure efficient and secure USD and CAD transfers for our customers. You will be harnessing cutting-edge technologies like Java, Spring Boot, and Docker, while collaborating with talented individuals across various teams, including banking and payment operations. This role is not just about coding; it’s a fantastic opportunity to mentor junior engineers, and uphold best practices, while helping us continuously improve our integrations and system health. You’ll take ownership of our technical roadmap and drive innovative solutions that uplift our users' experiences. With a competitive salary range of $180,000 - $230,000 and outstanding benefits such as flexible working models, generous PTO, and more, you’ll find that Wise is not just a workplace but a community committed to personal and professional growth. Join us and help make a significant impact in the world of global payments, making money transfer easy and accessible for everyone, everywhere!

Frequently Asked Questions (FAQs) for Senior Software Engineer - Money Movement (IC3) Role at Wise
What are the responsibilities of a Senior Software Engineer - Money Movement at Wise?

As a Senior Software Engineer - Money Movement at Wise, you’ll be tasked with designing, building, and maintaining reliable software solutions that facilitate USD and CAD transfers efficiently. Your responsibilities will include collaborating with teams to enhance the health of existing integrations, automate workflows, and innovate new features. Moreover, mentorship and code reviews for junior engineers will be vital in establishing high coding standards across the team.

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What qualifications do I need as a Senior Software Engineer - Money Movement at Wise?

To excel as a Senior Software Engineer - Money Movement at Wise, proficiency in Java, Spring Boot, and RESTful services is essential. Hands-on experience with Docker and Kubernetes, along with strong database management skills in MySQL or Postgres, is highly beneficial. Additionally, having a product mindset to make data-driven decisions and engage with cross-functional teams is crucial for the role.

Join Rise to see the full answer
How does mentoring work for a Senior Software Engineer at Wise?

At Wise, mentoring is an integral part of the role of a Senior Software Engineer - Money Movement. You’ll have the opportunity to mentor junior engineers and guide them through ongoing code reviews, establishing best coding practices and helping them grow within their careers. This collaborative environment fosters knowledge sharing and team development.

Join Rise to see the full answer
What technologies should a Senior Software Engineer at Wise be familiar with?

A Senior Software Engineer - Money Movement at Wise should be adept in using technologies such as Java, Spring Boot, RESTful services, Docker, and Kubernetes. Familiarity with CI/CD tools like Gradle and GitHub Actions, as well as database management with MySQL or Postgres, will bolster your role. Front-end development skills in React, while not mandatory, can also enhance your contributions.

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What benefits does Wise provide for the Senior Software Engineer - Money Movement role?

Wise offers a competitive salary range of $180,000 - $230,000 for the Senior Software Engineer - Money Movement position, along with a host of benefits including an annual self-development budget, flexible working arrangements, generous PTO, and comprehensive medical insurance. Additionally, after four years with the company, you can look forward to a paid 6-week sabbatical leave, making Wise an exceptional place for professionals to thrive.

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Common Interview Questions for Senior Software Engineer - Money Movement (IC3)
Can you describe a past project where you implemented a payment system integration?

When answering this question, it's essential to highlight the specific technologies you used, the challenges you faced, and how you successfully overcame them. Talk about your role, the impact of the integration on the user experience, and the importance of maintaining system resilience.

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What strategies do you use to ensure system health and reliability in your projects?

Discuss your approach to monitoring existing integrations, identifying potential issues proactively, and implementing automated tests. Mention specific tools or methodologies you've used, such as logging frameworks or performance monitoring systems, and illustrate your commitment to continuous improvement.

Join Rise to see the full answer
How would you approach mentoring a junior engineer?

In your response, emphasize the importance of patience and clear communication. Discuss your methods for providing constructive feedback, your strategies for encouraging best practices, and how you would assess their progress while allowing room for independence.

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Describe your experience with Docker and Kubernetes in your development work.

Here, detail the specific projects where you've utilized Docker and Kubernetes for deployments. Explain your understanding of container orchestration, scaling applications, or managing microservices, and how it improved your team's workflow and application stability.

Join Rise to see the full answer
What best practices do you follow in code reviews?

Highlight your commitment to quality and collaboration. Discuss specific techniques you employ, such as focusing on enhancing code readability, ensuring proper documentation, and providing actionable feedback. Mention any tools you prefer for code reviews as well.

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Can you explain any complex distributed systems you've designed or worked on?

When discussing your experience, focus on a particular system, the architecture involved, the challenges faced during design and implementation, and the resolutions you applied. Highlight the impact of this system on performance and scalability.

Join Rise to see the full answer
How do you prioritize tasks when working on multiple engineering projects?

Talk about your project management strategies, such as Agile methodologies or using tools for tracking progress. Emphasize effective communication with team members and stakeholders and how you balance short-term and long-term project requirements.

Join Rise to see the full answer
Discuss how you’ve leveraged data to drive decisions in your projects.

Illustrate a scenario where analytics or user feedback informed a significant decision in your work. Explain the data sources used, what insights you gathered, and how they influenced your engineering choices.

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What considerations do you make when designing APIs for financial applications?

Emphasize security, ease of use, and documentation in API design, especially for financial applications. Discuss specific protocols (like REST or GraphQL) you'd utilize and how you’d ensure the APIs are scalable and maintainable without compromising security.

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How do you stay current with developments in technology, particularly in payment systems?

Share your methods for keeping abreast of industry trends, such as attending conferences, participating in online forums, or following thought leaders. Mention specific technologies or trends that have caught your interest recently and how you plan to apply them.

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Money without borders — instant, convenient, transparent and eventually free.

107 jobs
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Full-time, hybrid
DATE POSTED
March 21, 2025

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