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Product Analyst, Identity Graph - job 1 of 4

Company Description

Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose – to uplift everyone, everywhere by being the best way to pay and be paid.

Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa.

Job Description

Visa and its subsidiary companies have Identity, Authorization and Fraud data in multiple systems built and acquired over the years. These rich datasets when appropriately mined via Machine Learning/Artificial Intelligence, will provide network-agnostic tools to improve authorization rates for our merchants and partners in the ecosystem.  Identity Graph brings these internal datasets & relevant external data together to build a holistic 360-degree view of all the individuals who interact with the ecosystem and empower multiple use cases in the identity-enabled fraud detection space. This role will focus on data exploration and research to drive requirements for Visa’s Identity Graph, working with a globally distributed team to do so.  

The Product Analyst will work closely with engineering, data science and other Visa product teams to understand the data available across the sources. The ideal candidate should be able to quickly come up to speed on the data available within Visa and externally and be able to think critically and strategically about how to bring it together in way that empowers a holistic view of the individuals. They will be required to work directly with technical teams, business teams, and partners, therefore should be comfortable adapting their communication style appropriately for their audience. They will be responsible for developing data driven analyses to drive the product vision and strategy.
Responsibilities:

  • Work on data exploration strategies to drive product requirements 

  • Build data cleansing & standardization algorithms to organize the data

  • Build identity resolution and assurance levels using advanced graph algorithm

  • Do exploratory data analysis to understand new data sources 

  • Work on building the right set of metrics that needs to be tracked for product health

  • Analytical research on how Identity Graph can add value to various use cases and simulate the results

  • Collaborate with fellow product analysts to develop business case and revenue forecasts for your product.

This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager.

 

Qualifications

Basic Qualifications:
-6+ years of relevant work experience and a bachelor’s degree in computer
science or mathematics

Preferred Qualifications:
-6 or more years of work experience with a bachelor’s degree or 5 years of
experience with an Advanced Degree (e.g. Masters, MBA, JD, MD)
-Organized and structured in thinking and approach to work
-Excellent verbal and written communication skills (English Language),
attention to detail and interpersonal skills
-Critical Thinking: Exceptional analytical and problem-solving skills, with a knack
for making data-driven decisions.
-Coding and Technical Skills: Proficient in writing, testing, and maintaining high-
quality code using SQL and/or Python.
-Data Science and API Development: Understand data preprocessing, feature
engineering, and handling large-scale datasets. Know the basics of real-time AI
applications and designing RESTful APIs.
-Ability to work independently with strong time management and ability to
execute on multiple concurrent deliverables
-Works well with people of varying backgrounds, expertise levels and
personalities, and builds partnerships
-Exercises good judgment, knows when/whom to ask for guidance, and when to
make independent decisions
-Can perform under pressure in fast-paced environment & attention to detail

Additional Information

Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

Average salary estimate

$110000 / YEARLY (est.)
min
max
$100000K
$120000K

If an employer mentions a salary or salary range on their job, we display it as an "Employer Estimate". If a job has no salary data, Rise displays an estimate if available.

What You Should Know About Product Analyst, Identity Graph, Visa

Are you ready to dive into the exciting world of data at Visa as a Product Analyst for our Identity Graph team? This is a fantastic opportunity to be part of a global leader in payments and technology, where your analytical skills will make a true impact. In this role based in Bangalore, you’ll explore and harness vast datasets to develop insights that drive product strategy and vision. You'll collaborate closely with engineering, data science, and other product teams to gain a comprehensive understanding of data sources both within Visa and externally. This is not just about crunching numbers; it’s about creating a holistic 360-degree view of all individuals interacting with our ecosystem. You’ll engage in data exploration strategies, develop data cleansing algorithms, and perform exploratory data analysis, all aimed at enhancing our identity-enabled fraud detection capabilities. Your critical thinking and technical expertise—especially in SQL and Python—will be essential as you work on identity resolution and assurance levels with advanced graph algorithms. If you enjoy making data-driven decisions and thrive in a dynamic, collaborative environment, this could be the perfect role for you. We're looking for someone organized, detail-oriented, and with a knack for clear communication. Join us at Visa and be part of a purpose-driven industry leader that is constantly innovating to uplift everyone, everywhere.

Frequently Asked Questions (FAQs) for Product Analyst, Identity Graph Role at Visa
What are the key responsibilities of a Product Analyst at Visa?

As a Product Analyst at Visa, you will be primarily responsible for data exploration strategies to drive product requirements, developing data cleansing and standardization algorithms, and conducting exploratory data analysis on new data sources. You'll also focus on building identity resolution and assurance levels using advanced graph algorithms, and collaborating with product analysts to create a robust business case and revenue forecasts.

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What qualifications do I need to become a Product Analyst at Visa?

To qualify for the Product Analyst position at Visa, you should have at least 6 years of relevant work experience alongside a bachelor's degree in computer science or mathematics. Proficiency in SQL and Python, as well as experience in data science and API development, are strongly preferred. Additional qualities such as exceptional analytical skills, attention to detail, and excellent communication abilities are crucial for success in this role.

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How can a Product Analyst at Visa contribute to fraud detection?

A Product Analyst at Visa plays a vital role in enhancing fraud detection capabilities by leveraging rich datasets to create comprehensive identity profiles. By conducting analytical research and applying advanced graph algorithms, you will aid in developing tools that improve authorization rates and ensure a security-focused approach within the payment ecosystem, thereby contributing to overall fraud prevention.

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What can I expect from the work environment as a Product Analyst at Visa?

At Visa, the work environment for a Product Analyst is hybrid, balancing remote work with in-office collaboration. You will engage with a globally distributed team, encouraging a dynamic work culture. The role demands adaptability in communication and the ability to collaborate with various teams, making it essential to immerse yourself in diverse perspectives while driving the product strategy.

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What technical skills are essential for a Product Analyst role at Visa?

Essential technical skills for a Product Analyst at Visa include proficiency in SQL and/or Python for writing and maintaining high-quality code, understanding data preprocessing and feature engineering, and the ability to handle large-scale datasets. Familiarity with real-time AI applications and designing RESTful APIs will enhance your effectiveness and contribution to the Identity Graph project.

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Common Interview Questions for Product Analyst, Identity Graph
How do you approach data exploration for a new project?

In approaching data exploration, I first clarify the project's objectives and the key metrics that define success. Then, I delve into the available data sources, ensuring I understand their structure and significance. Utilizing techniques such as exploratory data analysis and visualization, I identify patterns, inconsistencies, and opportunities that shape the product requirements.

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Can you explain a project where you used SQL or Python effectively?

Certainly! In my last project, I utilized SQL to query extensive datasets for insights, ensuring I optimized the queries for performance. In parallel, I employed Python for data cleansing and preprocessing, utilizing libraries like pandas to streamline the process. This combination allowed the team to derive meaningful analytics quickly and effectively.

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What is your experience with identity resolution techniques?

I have applied various identity resolution techniques, including using graph algorithms to establish connections between disparate data sources. This involves assessing data quality and employing matching algorithms to ensure accuracy in linking identities, which is crucial for enhancing user profiles and fraud detection mechanisms.

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How do you prioritize tasks when working on multiple projects?

I prioritize tasks based on their strategic impact and urgency. I evaluate project timelines and deliverables, breaking down tasks into manageable components. I regularly reassess priorities through agile methodologies, ensuring that I remain aligned with team goals while maintaining flexibility to adapt to changing demands.

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Describe a time when you had to present complex data findings to non-technical stakeholders.

In a previous role, I had to present complex data analytics to the marketing team. To do this effectively, I translated technical jargon into layman's terms, utilized visual aids like charts and graphs, and focused on the business implications of the findings. This approach facilitated clear understanding and enabled informed decision-making.

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What role do you believe communication plays in being a successful Product Analyst?

Communication is paramount for a Product Analyst, as it bridges the gap between technical teams and non-technical stakeholders. Effective communication ensures that insights are understood, product requirements are well-articulated, and collaborative partnerships are strengthened. I strive to tailor my communication style to my audience, enhancing clarity and focus.

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How do you stay current with industry trends and advancements in data analysis?

I stay current by actively engaging in online courses, industry webinars, and following relevant publications and blogs focusing on data analysis and technology trends. Networking with professionals and participating in forums also provides valuable insights and best practices, which I leverage to continually refine my skills.

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Can you provide an example of how you solved a complex data problem?

In a past project, we faced inconsistencies in customer data across multiple databases. I led a data reconciliation effort utilizing ETL processes to identify and correct discrepancies. By developing a comprehensive strategy and leveraging automation, we significantly improved data accuracy, which enhanced our ability to drive effective marketing campaigns.

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What metrics do you think are essential for tracking product health?

Essential metrics for tracking product health include user engagement rates, transaction success rates, and system performance metrics. Additionally, key performance indicators (KPIs) related to fraud detection efficiency and customer satisfaction scores also play a crucial role in assessing and guiding product strategy.

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How would you describe your technical skills in data science and API development?

I possess a strong foundation in data science methodologies, including data preprocessing and feature engineering. For API development, I am familiar with designing RESTful APIs that facilitate seamless data integration. My technical skills enable me to work collaboratively with engineering teams, contributing effectively to the overall product development lifecycle.

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Visa Inc. operates as a payments technology company worldwide. The company facilitates commerce through the transfer of value and information among consumers, merchants, financial institutions, businesses, strategic partners, and government entiti...

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Full-time, hybrid
DATE POSTED
April 9, 2025

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