VP/Audit Leader Credit and Fraud Risk - job 3 of 4

You Lead the Way. We’ve Got Your Back.

With the right backing, people and businesses have the power to progress in incredible ways. When you join Team Amex, you become part of a global and diverse community of colleagues with an unwavering commitment to back our customers, communities and each other. Here, you’ll learn and grow as we help you create a career journey that’s unique and meaningful to you with benefits, programs, and flexibility that support you personally and professionally.

At American Express, you’ll be recognized for your contributions, leadership, and impact—every colleague has the opportunity to share in the company’s success. Together, we’ll win as a team, striving to uphold our company values and powerful backing promise to provide the world’s best customer experience every day. And we’ll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong.

Join Team Amex and let's lead the way together.

American Express’ Internal Audit Group (IAG) has reinvented our audit process and is leading the financial services industry with our Data Driven Continuous Auditing, Analytics Program. Each uniquely support our Winning Aspiration to be a world class internal audit function that:

Provides data-driven and technology-enabled assurance
Delivers timely risk insights that are business-aware and forward-looking
Supports our colleagues with experiences that prepare them to be enterprise leaders

Collectively, IAG’s strategic initiatives, combined with our greatest asset – our people – enable IAG to utilize advanced data analysis capabilities, provide greater and continuous assurance, and help ensure quality products and services are provided to American Express customers.

IAG’s innovative Data-Driven Continuous Auditing approach has led to patent-pending technology assets over our uniquely developed audit methodology and technology enablers.

We are looking for those who share our mission and aspirations and are passionate about the use of data and technology in a collaborative, people-focused environment.

Where are these roles located within American Express?

You could be recruited for a role to serve as a key member in our Internal Audit Group.  We seek data and technology literate risk & assurance professionals to deliver impactful audit conclusions and insight. 

The Internal Audit Group (IAG) is a worldwide function with approximately 300 team members and offices in seven countries.  IAG is comprised of assurance and risk professionals with diverse backgrounds including internal controls, consumer compliance, technology, operational risk, financial accounting, data analytics, and banking operations. The IAG organization consists of 14 audit teams aligned with the business units and staff groups along with a Professional Practice group that manages audit methodology, quality assurance, regulatory relations, and reporting.

Key Responsibilities

• Lead a team and oversee the planning, execution and reporting of credit and fraud risk management audits and initiatives in conformance with professional and department standards, budgets and deadlines
• Lead related exam interactions with various regulatory bodies
• Development of Credit and Fraud Risk controls subject matter expertise within the audit team
• Enable effective assessment of controls, and delivery of high-quality audit findings by coordinating with appropriate control groups and external auditors in planning and executing audit work
• Drive business and risk insights through the oversight and growth of a portfolio of audit analytics 
• Ensure that audit objectives are met by audit analytics
• Effectively coach, teach, mentor and develop junior colleagues and co-sourced resources in geographically diverse locations across all aspects of their role, the audit and analytic lifecycle, and audit methodology
• Maintain the team's capacity, training program and recruiting pipeline, and execute the screening and selection process

Qualifications

• 10+ years of relevant experience
• Financial services industry experience and an understanding of related products, services, features, economics and key regulations
• Understanding of regulatory, accounting, and financial industry best practices relevant to the business, including technology and data implications
• Experience with technology control testing including interface inputs, reports, application security, business continuity and third parties
• BA, BS, or equivalent degree in accounting or finance related field; background in information systems, data analytics or information technology would be a plus
• Experience with data analytic tools, data visualization, key risk indicators (KRIs), key performance indicators (KPIs), and scorecards / dashboards
• Aptitude for working with data, interpreting results, business intelligence and analytic best practices
• Ability to break-down a complex problem into components, solve them using data analysis, process knowledge and risk/control knowledge, and communicate data analysis, issues and control recommendations with transparency and integrity
• Strong written and verbal communication skills that deliver quality, actionable and beneficial feedback to management on potential control issues and solutions to close gaps
• Knowledge and experience in the application of control theory and professional auditing practices including the audit lifecycle
• Effectively works independently, within a team and across teams in a fast-paced environment to drive business results, utilizing related project management skills, employing creative thinking, and the ability to work on competing priorities
• Proven ability to lead and manage multiple projects and provide developmental feedback across deliverables
• Proven ability lead team members in a way that encourages, develops, and delivers results

Salary Range: $185,000.00 to $260,000.00 annually + bonus + equity (if applicable) + benefits

The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we’ll consider your location, experience, and other job-related factors.

We back our colleagues and their loved ones with benefits and programs that support their holistic well-being. That means we prioritize their physical, financial, and mental health through each stage of life. Benefits include:

• Competitive base salaries 
• Bonus incentives 
• 6% Company Match on retirement savings plan 
• Free financial coaching and financial well-being support 
• Comprehensive medical, dental, vision, life insurance, and disability benefits 
• Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need 
• 20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy 
• Free access to global on-site wellness centers staffed with nurses and doctors (depending on location) 
• Free and confidential counseling support through our Healthy Minds program 
• Career development and training opportunities

For a full list of Team Amex benefits, visit our Colleague Benefits Site.

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. American Express will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including, but not limited to, the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance. For positions covered by federal and/or state banking regulations, American Express will comply with such regulations as it relates to the consideration of applicants with criminal convictions.

We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.

US Job Seekers/Employees - Click here to view the “Know Your Rights” poster and the Pay Transparency Policy Statement.

Employment eligibility to work with American Express in the U.S is required as the company will not pursue visa sponsorship for these positions

If the links do not work, please copy and paste the following URLs in a new browser window: https://www.dol.gov/agencies/ofccp/posters to access the three posters.