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Product Manager - Payments

Company Description

Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose – to uplift everyone, everywhere by being the best way to pay and be paid.

Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa.

Job Description

Visa is a world leader in digital payments, facilitating more than 215 billion payments transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable and secure payments network, enabling individuals, businesses and economies to thrive. 

When partnering with Visa, you are also in a way part of a culture of purpose and belonging – where the work you do matters. We believe that economies that include everyone everywhere, uplift everyone everywhere. Your work will have a direct impact on billions of people around the world – helping unlock financial access to enable the future of money movement. 

This role will be part of the Visa Direct team

The Role 

The Product Manager is responsible for maximizing the value of our products and the work of the engineering teams that are working on the Visa Direct platform. As part of an agile team, they work directly with an engineering team and delivery manager. They are accountable for answering the questions: What products and features should we build and why, and how do we deliver these to market? This role reports to a Product Director or Group Product Manager. 

 

Responsibilities 

Strategy and Vision: 

  • Collaborate in crafting your tribe’s strategy by doing deep market, customer, competitor and technology research. 

  • Develop a product strategy and roadmap for your team based on company strategy, tribe strategy, deep market, customer, competitor and technology research. 

  • Secure buy-in for the product strategy from colleagues and stakeholders. 

  • Translate the strategy and the customer problems into the product backlog for your team. 

Discovery: 

  • Conduct discovery with clients to uncover potential problems and opportunities to tackle.  

  • Engage with customers and colleagues to ideate new features and products to be developed. 

  • Complete detailed discovery on things like payment flows, bank or operational flows and systems maps 

  • Work with internal & external teams to develop and maintain technical documentation 

  • Ensure requirements are detailed enough to take into sprint, including functional & non-functional requirements 

Delivery: 

  • Manage end-to-end product development, from planning to execution and launch. 

  • Prioritize the product backlog based on customer, commercial, and strategic value, potentially across more than one scrum team 

  • Collaborate with the agile delivery manager on how the team is performing and how to improve the delivery performance.  

  • Participate in agile ceremonies and support the team by providing details on what is being prioritised and why. 

Adoption: 

  • Collaborate with the Product Marketing and GTM teams to define the go-to-market approach and product positioning. 

  • Drive product adoption across various regions, segments, and use cases. 

  • Measure and communicate product performance and impact post-launch. 

 

What Success Looks Like 

  • Delivery of product strategy, backlog, roadmap, and business cases. 

  • High-velocity shipping of new features and products that solve customer problems and generate value. 

  • Consistent delivery and detailed understanding of product development. 

This is a hybrid position. Hybrid employees can alternate time between both remote and office. Employees in hybrid roles are expected to work from the office 2-3 set days a week (determined by leadership/site), with a general guidepost of being in the office 50% or more of the time based on business needs.

Qualifications

  • At least 3-4 years proven experience in a Product Owner/Product Manager role, preferably in a software-first Fintech or tech start-up 

  • Comfortable working with agile frameworks like Scrum or Kanban, and across 1-2 teams 

  • Ability to define a product backlog using standard categories like epics & user stories and experience making tough trade-offs and prioritisation decisions 

  • Experience crafting a vision for your product based on customer discovery, market research, data analysis, etc.  

  • Experience with integrating to payments schemes is a strong plus 

  

Personal qualities: 

  • A self-starter who takes accountability for getting things done 

  • Top-notch stakeholder management skills, including the ability to influence colleagues in small, cross-functional scrum teams 

  • Analytical and commercially sharp 

  • Comfortable challenging the status quo and always curious about the way things work 

  • Great written and verbal communication skills 

  • Exceptional structure and attention to detail 

  • Comfortable working in a scale up or growth environment and as part of a wider team 

Additional Information

Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

What You Should Know About Product Manager - Payments, Visa

Are you ready to take your career to the next level as a Product Manager - Payments at Visa in Bangalore? At Visa, we're redefining the future of payments technology, and we need innovative minds like yours to join our team! As a key player in our Visa Direct team, you'll be maximizing the value of our payment products and collaborating closely with skilled engineering teams to bring impactful solutions to the market. This role requires you to not only set the product strategy and roadmap but also actively engage in customer discovery to uncover their needs and challenges. You’ll be directly influencing the development process by prioritizing the product backlog based on customer insights and strategic value. Why choose Visa? Here, our mission is to uplift everyone, everywhere, through the most reliable and secure payment systems. You'll have the chance to craft strategies that drive product adoption across diverse markets and unleash financial access for billions. With 3-4 years of experience in a Product Owner or Product Manager role, preferably in a fintech environment, you'll bring a wealth of knowledge to our agile teams. Join us in making a significant impact on global payments and experience a vibrant work culture where your ideas will be heard and valued. Let's innovate and create together at Visa!

Frequently Asked Questions (FAQs) for Product Manager - Payments Role at Visa
What are the key responsibilities of a Product Manager - Payments at Visa?

As a Product Manager - Payments at Visa, you will play a crucial role in defining and executing the product strategy for the Visa Direct platform. Your key responsibilities include conducting market and customer research, developing product roadmaps, managing the product backlog, and overseeing the end-to-end product development process. You'll also collaborate with cross-functional teams to ensure product alignment with business goals and drive adoption strategies.

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What qualifications are necessary for the Product Manager - Payments position at Visa?

To be considered for the Product Manager - Payments role at Visa, you should have 3-4 years of proven experience in a Product Owner or Product Manager capacity, ideally in a fintech company or tech startup. Familiarity with agile frameworks like Scrum or Kanban is essential, along with strong stakeholder management skills. A deep understanding of customer discovery, market analysis, and data-driven decision-making will significantly benefit you in this role.

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How does Visa support the growth of its Product Managers?

Visa is committed to fostering a culture of growth and development among its Product Managers. You will have opportunities for continuous learning through mentorship from experienced leaders, access to training resources, and participation in collaborative projects that enhance your skills. Visa encourages innovation and supports you in driving product initiatives that not only benefit the company but also contribute to your personal growth.

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What does a typical day look like for a Product Manager - Payments at Visa?

A typical day for a Product Manager - Payments at Visa includes collaborating with engineering teams during agile ceremonies, conducting customer discovery sessions, prioritizing product backlog items, and strategizing product marketing initiatives. You'll spend part of your day analyzing market trends to inform product decisions and engaging with stakeholders to review ongoing projects and optimize delivery performance.

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What makes Visa a great place to work for Product Managers?

Visa is an outstanding workplace for Product Managers due to its dynamic work environment and commitment to innovation. You will be at the forefront of technology, working on products that have a worldwide impact. The company values collaboration, encourages creative thinking, and emphasizes a culture of inclusivity where every idea is welcome. Additionally, Visa's dedication to personal and professional development ensures that you'll continuously grow in your role.

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Common Interview Questions for Product Manager - Payments
How do you prioritize features in a product backlog as a Product Manager?

When prioritizing features in a product backlog, I utilize a combination of customer feedback, market research, and business value assessments. I focus on aligning features with strategic goals and determining their potential impact on user experience. Collaborating with stakeholders and the engineering team helps refine priorities, ensuring that we deliver maximum value effectively.

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Can you describe a successful product launch you managed?

Certainly! I once led a product launch for a payment solution aimed at small businesses. By conducting thorough customer discovery, we identified key pain points. I collaborated closely with the engineering team to develop features that directly addressed these issues. After launching, we tracked adoption rates and feedback, continuously iterating on the product, which resulted in a significant increase in user satisfaction and engagement.

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What is your experience with Agile methodologies?

I have extensive experience working within Agile frameworks, specifically Scrum and Kanban. I appreciate the iterative approach, which allows teams to be adaptable and respond quickly to changing requirements. Participation in ceremonies such as daily stand-ups and retrospectives helps foster team collaboration and continuous improvement in processes and products.

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How do you conduct market research as a Product Manager?

Market research is crucial for informed decision-making. I typically utilize a mix of quantitative data analysis and qualitative interviews. Analyzing market trends, customer behaviors, and competitor offerings allows me to identify opportunities and threats. Engaging directly with customers through interviews and surveys provides deeper insights into what they need and value.

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What tools do you use for product management?

I use various tools to facilitate product management operations, such as JIRA for backlog management, Confluence for documentation, and Google Analytics for tracking user engagement. These tools help streamline communication across teams, manage workflows efficiently, and analyze product performance data effectively.

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How do you Handle conflicting priorities between stakeholders?

Handling conflicting priorities requires excellent communication and negotiation skills. I make it a point to engage stakeholders early on to understand their perspectives and needs. By aligning priorities with organizational goals and utilizing data to support my case, I can facilitate productive discussions that lead to a consensus, ensuring that we meet the most pressing business needs.

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What steps do you take for product adoption post-launch?

Post-launch, I focus on driving product adoption by collaborating closely with marketing teams to create impactful go-to-market strategies. I analyze user engagement metrics and gather feedback to identify areas for improvement. Additionally, I engage customers through training sessions and resources to ensure they fully understand how to leverage the product for their needs.

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What metrics do you track to measure product success?

Key metrics for measuring product success vary by product but typically include customer satisfaction scores, user adoption rates, engagement levels, and revenue impacts. I also monitor retention rates and user feedback to gauge ongoing success and potential areas for enhancement, ensuring that we continuously evolve the product.

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Can you discuss your experience with customer discovery?

My experience with customer discovery involves engaging directly with users to understand their needs and challenges. I conduct interviews, surveys, and focus groups to gather qualitative insights. This information is critical in shaping product features and ensuring we address real pain points, which increases our chances of success in the market.

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What is your approach to working with cross-functional teams?

I believe effective collaboration is key when working with cross-functional teams. My approach involves open communication, mutual respect, and clear role definitions. Regular check-ins and updates help keep everyone aligned and engaged. By fostering strong relationships and emphasizing shared goals, we can efficiently drive product success together.

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Visa Inc. operates as a payments technology company worldwide. The company facilitates commerce through the transfer of value and information among consumers, merchants, financial institutions, businesses, strategic partners, and government entiti...

2153 jobs
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Full-time, hybrid
DATE POSTED
March 20, 2025

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