Job details

Credit Analyst (graduate role)

About Wayflyer

Our mission is to give the world access to the best products by empowering great brands to reach their growth potential. Join us!

Wayflyer is revolutionising eCommerce by levelling the playing field for founders across the world. Our first product, the Merchant Cash Advance, solves a major pain point for brands: access to short-term finance to fund inventory and marketing spend.

Wayflyer was named Ireland's fastest-growing technology company in Deloitte’s 2024 Technology Fast 50 Awards and since launching in April 2020, we’ve deployed over $3bn in funding to over 3,000 consumer brands across 10 countries.

We’ve helped companies like Powercut, Gym+Coffee, Velo Coffee and Current Body take their businesses to the next level. Check out this video from Ben Yahalom, another of our brilliant customers, explaining what we do and how we helped True Classics go from strength to strength.

We’re a fast-growing, venture-backed scale-up that serves a critical need for consumer brand founders. You'll be joining an ambitious, collaborative team that's working on a huge opportunity.

Teams at Wayflyer are truly cross-functional. Regardless of your role at Wayflyer, you'll work with a variety of different disciplines and teams from around the world on a multitude of challenging projects and game-changing products to revolutionise the eCommerce landscape.

What you’ll do

Analyse financial & non-financial data of new and existing customers to gain an understanding of their business
Understand and quantify the risks involved in running an eCommerce business and in Wayflyer providing funding to such a business
Support and help co-ordinate regular calls with our customers to enhance our understanding of their business and funding requirements
Work closely with management to build and implement new processes and products
Support our sales and operations teams by understanding how they win and manage relationships with customers
Learn about our existing loan portfolio, our portfolio management tools, knowing when to exit risky relationships etc
Work with various departments and colleagues across the business

Knowledge, skills and experience:

Essential:
- You’ve completed (or are soon to complete) an undergraduate degree in Business/Finance/Economics/Engineering/Law/Computer Science
- You can demonstrate a consistent and strong academic record
- You have an interest in credit risk analysis and portfolio management
- You are comfortable leading meetings and presenting your findings and recommendations
- You think founder-first and have a passion for entrepreneurship and early-stage businesses
- You are insatiably curious by nature and eager to understand the key drivers to operating a successful online business. You are inquisitive and love asking questions
- You are ambitious, self-motivated, and eager to prove yoursel
Preferred, but not essential:
- You can analyse and understand financial reporting (e.g. management accounts / financial models) presented by companies
- Experience in MS Excel and/or SQL
- Studying towards (or intending to study towards) a professional accounting/finance qualification

What is important to point out is that you fit most or all of the above-mentioned criteria. On top of that, you’re amazing at prioritisation. You make sure you’re not spread too thin and give important tasks the attention they require. You spend your time on the things that make a positive difference. People get why you’ve chosen to say ‘yes’, ‘no’, or ‘not yet’, and are ok with it.

What you’re like as a person and how you treat people is a big deal for us. People love working with you. You’re helpful and generous with your time and knowledge. People love helping you back. People know where they stand with you.

You’re always looking to learn and grow, on a personal and professional level. And you’re always looking to help others learn and grow by sharing your own knowledge and experience.

You know why diversity, equality, inclusion and belonging matters, and speak up when we can do better.

What happens next

We’ll review and respond to every application we receive. If we’re interested in taking your application further, we will be in touch to find out more about you and what you’re looking for.

What perks and benefits do we offer?

A busy & sociable HQ in central Dublin
An opportunity to learn quickly and make a real and measurable contribution to the team
Equity scheme - so you can share in our collective success!
Work remotely abroad for up to 60 days a year
Flexible working arrangements that value work-life integration
Home working equipment
Private healthcare
Pension plan
Generous paid leave + public holidays
Supportive parent policies
Support for Continuous Professional Development (CPD)

Wayflyer Glassdoor Company Review

4.0

Wayflyer DE&I Review

No rating

CEO of Wayflyer

Aidan Corbett

Approve of CEO

What You Should Know About Credit Analyst (graduate role), Wayflyer

Wayflyer, a trailblazer in the eCommerce space based in Dublin, is on the lookout for a dynamic Credit Analyst in a graduate role to join our vibrant team. Our mission is all about empowering emerging brands to harness their growth potential, and we do that through innovative financial solutions like our groundbreaking Merchant Cash Advance product. As a Credit Analyst, you’ll play a pivotal role in analyzing both financial and non-financial data to get a grasp on our customers' businesses. You’ll dive into the intricate world of credit risk analysis, assess the health of our existing loan portfolio, and interact with various teams to better understand client needs. Your analytical strengths will help us quantify the risks involved while working hand-in-hand with exciting brands that are shaping the future of eCommerce. This is your chance to be part of something special—collaborating across disciplines, building processes, and making a real impact on how we support companies in scaling their operations. We’re a fast-growing scale-up with a diverse, ambitious team, and we pride ourselves on fostering a culture of curiosity and inclusion. If you’re self-motivated, eager to learn, and passionate about entrepreneurship, we’d love to have you onboard as we revolutionize the way brands access funding. Join us at Wayflyer and embark on a rewarding journey where your contributions truly matter!

Frequently Asked Questions (FAQs) for Credit Analyst (graduate role) Role at Wayflyer

What are the primary responsibilities of a Credit Analyst at Wayflyer?

As a Credit Analyst at Wayflyer, your primary responsibilities include analyzing the financial and non-financial data of new and existing customers to assess their businesses. You will quantify the risks associated with funding eCommerce brands and coordinate regular calls to enhance understanding of customer needs. Your role will also involve collaborating with management to implement new processes and supporting the sales and operations teams to foster strong customer relationships.