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Payment Systems Threat Testing Consultant - job 1 of 2

Company Description

Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose – to uplift everyone, everywhere by being the best way to pay and be paid.

Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa.

Job Description

This position is part of Payment Systems Intelligence - a key component of Global Risk's Payment Ecosystem Risk Controls initiative (PERC). PERC's team of technology experts are vital to Visa's efforts to identify, investigate, disrupt and prevent attacks targeting the global payment ecosystem.

This Position will handle payment transactions, financial institutions, and/or banking systems, in addition to testing experience.

  • Work with the team and management to identify and develop requirements for the automation initiatives.
  • Perform UAT testing for the automation initiatives.
  • Leverage experience with ethical hacking to identify emerging fraud attack vectors that can be developed into proactive vulnerability test scenarios.
  • Develop analytics using Splunk, python, and SQL.
  • Use data mapping, data security, data quality experience to build out VPTL data warehouse.
  • Develop and support implementation of GenAI roadmap for version 2.0 of the VPTL offering.
  • Develop technical requirements for the new initiatives to help scale the program.
  • Collaborate with internal and external stakeholders on various fraud issues and produce fraud mitigation strategies to include vulnerability assessments.
  • Perform testing engagements in close collaboration with the clients and internal teams.
  • Work independently and proactively to identify value-added improvements to the service and efficiencies to internal processes and procedures.
  • Thrive in client situations that present a high degree of ambiguity to deliver bespoke analysis and best-practice recommendations to clients.
  • Multi-task effectively with strong organizational skills to manage concurrent testing.
  • Act as a technical SME for Visa Payments Threats Labs in client-facing engagements and translate complex technical requirements or recommendations for non-technical, executive-level audiences.
  • Work with the team to finalize Standard Operating Procedures (SOPs) and policies to document the program.
  • Provide insight and feedback on documentation for the Risk as a Service materials.

This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager.

Qualifications

Basic Qualifications

  • 5 or more years of relevant work experience with a Bachelors Degree or at least 2 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD) or 0 years of work experience with a PhD
  • Experience in payment systems with knowledge of EMV, Magnetic Stripe, and Card Not Present transaction messages or products.
  • Experience with regression testing
  • Experience with UAT environment testing
  • Experience building test cases and testing/vulnerability scenarios
  • Experience building/manipulating .stf files

Preferred Qualifications

  • 6 or more years of work experience with a Bachelor’s Degree or 4 or more years of relevant experience with an Advanced Degree (e.g. Masters, MBA,  JD, MD) or up to 3 years of relevant experience with a PhD
  • Bachelor's degree Computer Science, or a related field. Advanced degree preferred.
  • Minimum of 3 years of experience in testing, preferably within the financial services industry.
  • Proven experience in client-facing engagements.
  • Minimum 3 years of experience with Splunk, SQL, python scripting.
  • Minimum 1 years of experience with GenAI concepts.
  • Minimum 1 years of experience with data engineering concepts.
  • Strong analytical and problem-solving skills, with the ability to make data-driven decisions.
  • Excellent communication and interpersonal skills, with the ability to effectively collaborate with stakeholders at all levels.
  • Visa is an equal opportunity employer. We are committed to creating an inclusive work environment and welcome applications from all qualified candidates.

Additional Information

Work Hours: Varies upon the needs of the department.

Travel Requirements: This position requires travel 5-10% of the time.

Mental/Physical Requirements: This position will be performed in an office setting.  The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.

Visa is an EEO Employer.  Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status.  Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code.

U.S. APPLICANTS ONLY: The estimated salary range for a new hire into this position is 132,000.00 to 191,500.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.

Average salary estimate

$161750 / YEARLY (est.)
min
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$132000K
$191500K

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What You Should Know About Payment Systems Threat Testing Consultant , Visa

Are you ready to take on an exciting challenge as a Payment Systems Threat Testing Consultant at Visa in Atlanta, GA? In this pivotal role, you'll be a part of the Payment Systems Intelligence team, a key component of our Global Risk's Payment Ecosystem Risk Controls initiative (PERC). Your mission will be to help safeguard our innovative payment system by identifying and disrupting potential fraud attacks. You’ll leverage your expert testing experience, diving deep into payment transactions, and collaborating with our talented teams to develop automated tests and vulnerability scenarios. Your day-to-day will involve utilizing your ethical hacking skills to assess emerging threats while you build analytics using cutting-edge tools like Splunk, Python, and SQL. You’ll also work towards enhancing our VPTL data warehouse and support the GenAI roadmap's rollout. If you have a knack for translating complex technical requirements for non-technical audiences and enjoy working in dynamic environments, this role is perfect for you. With every day presenting unique challenges, you'll thrive in collaboration with both internal teams and external clients, always aiming to implement strategies that mitigate fraud effectively. Here at Visa, we believe in inclusivity and are committed to creating an environment where everyone can contribute and succeed. Come join us and make your mark on the world of payments while enjoying a rewarding career with endless opportunities for growth and innovation.

Frequently Asked Questions (FAQs) for Payment Systems Threat Testing Consultant Role at Visa
What are the primary responsibilities of a Payment Systems Threat Testing Consultant at Visa?

As a Payment Systems Threat Testing Consultant at Visa, your primary responsibilities will include developing requirements for automation initiatives, performing user acceptance testing (UAT), identifying fraud attack vectors using ethical hacking, and collaborating with various stakeholders to produce effective fraud mitigation strategies. You will also be involved in analytics development, working with data mapping, and supporting the implementation of new technology initiatives.

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What qualifications are required for the Payment Systems Threat Testing Consultant position at Visa?

To qualify for the Payment Systems Threat Testing Consultant role at Visa, candidates should possess a minimum of five years of relevant work experience or a bachelor's degree. Ideal candidates will have a strong background in payment systems, experience with UAT and regression testing, and proficiency in programming languages such as Python and SQL. An advanced degree or experience in the financial services industry is preferred.

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How does Visa promote collaboration for the Payment Systems Threat Testing Consultant role?

At Visa, collaboration is key for the Payment Systems Threat Testing Consultant. You’ll engage closely with both internal teams and external clients to actively address fraud issues. The role requires you to communicate effectively and proactively with stakeholders at all levels, ensuring strategies are tailored and transparent. You'll also collaborate on creating Standard Operating Procedures and program documentation.

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What skills are essential for success as a Payment Systems Threat Testing Consultant at Visa?

Essential skills for the Payment Systems Threat Testing Consultant position include strong analytical and problem-solving abilities, experience in testing and building test cases, and proficiency in data analytics tools such as Splunk and SQL. Excellent communication and interpersonal skills are crucial, along with the ability to handle ambiguity and multi-task efficiently in a fast-paced environment.

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What are the opportunities for growth at Visa for a Payment Systems Threat Testing Consultant?

Visa is committed to fostering professional development and career growth for Payment Systems Threat Testing Consultants. You'll have opportunities to advance your skills in data engineering, client engagement, and fraud mitigation strategies. Additionally, Visa's emphasis on innovation allows you to contribute to exciting projects that can lead to further career advancements within the organization.

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Common Interview Questions for Payment Systems Threat Testing Consultant
Can you describe your experience with ethical hacking and how it relates to the Payment Systems Threat Testing Consultant role?

In my previous role, I actively engaged in ethical hacking to identify vulnerabilities in payment systems, which is essential for the Payment Systems Threat Testing Consultant position. I utilized various tools to conduct assessments, document findings, and collaborate with teams to develop mitigation strategies for identified threats. This relevance underlines my capability to enhance Visa's proactive threat analysis.

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How do you approach developing test cases for regulatory compliance in payment systems?

When developing test cases for regulatory compliance as a Payment Systems Threat Testing Consultant, I begin by thoroughly understanding the regulatory requirements relevant to payment systems. This involves collaborating with legal and compliance teams to ensure comprehensive test coverage. I then translate these requirements into actionable test scenarios, leveraging my knowledge of payment technologies to validate compliance effectively.

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What tools and technologies are you proficient with that would benefit your role at Visa?

I am proficient in several key tools necessary for the Payment Systems Threat Testing Consultant role, such as Splunk for data analytics, SQL for database management, and Python for developing automated scripts. My experience with these technologies allows me to identify patterns in data quickly, automate tests, and enhance the discovery process of vulnerabilities in payment systems.

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How would you handle testing in a situation with high ambiguity regarding requirements?

In high ambiguity situations, I focus on collaboration. As a Payment Systems Threat Testing Consultant, I would engage stakeholders to gather as much information as possible while employing a flexible testing strategy that accommodates varying scenarios. Establishing hypotheses and testing iteratively allows me to adapt my approach as new insights emerge.

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Can you give an example of how you've led a project in your previous roles related to fraud prevention?

In a past role, I led a project that focused on identifying emerging fraud patterns by analyzing transaction data. I collaborated with cross-functional teams, using my ability to communicate complex findings in simple terms. Not only did we develop actionable fraud mitigation strategies that significantly reduced fraud rates, but we also established protocols to ensure ongoing assessments.

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What strategies do you use to keep up with the latest trends in payment systems and fraud detection?

I utilize a combination of continuous education, attending industry conferences, and joining relevant professional networks to keep abreast of trends in payment systems and fraud detection. Reading research papers and following thought leaders on social media platforms also helps me remain informed about emerging threats and technologies in the industry.

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How do you prioritize tasks when managing multiple testing engagements simultaneously?

Prioritizing tasks efficiently is crucial, especially in a dynamic role like the Payment Systems Threat Testing Consultant. I break down projects into manageable milestones, identify critical deadlines, and collaborate with teams to ensure alignment. Regular updates and feedback loops help me adjust priorities as needed to keep all projects on track without compromising quality.

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What role does communication play in your work as a Payment Systems Threat Testing Consultant?

Communication is central to my work as a Payment Systems Threat Testing Consultant. Clear communication ensures that everyone involved understands the risks, requirements, and progress of testing engagements. I tailor my communication style to suit technical and non-technical audiences, ensuring complicated concepts are easily digestible, fostering collaboration, and building trust with stakeholders.

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Describe a time when you identified a significant risk in a payment system. What was your approach?

In one instance, I identified an anomaly in transaction patterns that indicated a potential security breach. My approach involved conducting a thorough analysis using SQL queries and Splunk dashboards to gather evidence. I then collaborated with my team to develop a comprehensive report on the findings, which led to immediate action for enhancing security measures, ultimately protecting the payment ecosystem.

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How important is teamwork in the role of a Payment Systems Threat Testing Consultant?

Teamwork is extremely important for a Payment Systems Threat Testing Consultant. This role thrives on collaborative efforts, as cross-functional teams bring diverse perspectives essential for tackling complex issues. I believe strong teamwork fosters innovation and leads to more effective problem-solving, ultimately enhancing the security of the payment systems we are tasked with protecting.

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Visa Inc. operates as a payments technology company worldwide. The company facilitates commerce through the transfer of value and information among consumers, merchants, financial institutions, businesses, strategic partners, and government entiti...

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Full-time, hybrid
DATE POSTED
March 19, 2025

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