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Payments Team Lead - Weekend Cover

Company Description

Fascinated by the future and captivated by technology? Smart, driven and want to make a difference in the world? You will fit right in.

By joining one of our teams at Visa Payments Limited, a division of Visa Inc since 2019, you’ll have an opportunity to shape the payments experience globally. Being part of Visa, the world’s leader in digital payments technology, our mission is to connect the world through the most creative, reliable and secure payment network, enabling individuals, businesses, and economies to thrive. 

Visa Payments Limited is a financial technology business that provides cross-border payment processing services to banks and payments businesses across six continents through its global network.

Individuality fuels our brand and our global team – we are proud that we are a talented team of 18,000 individuals with unique backgrounds, perspectives and experiences. Therefore, we understand that you are much more than your day job. We encourage quality of life both within and outside of the office, and whether it is taking advantage of agile work schedules or our wellness programmes, Visa Payments Limited and Visa Inc. respects and encourages meaningful work/life balance for everyone.

If you think you could support the Visa family by joining Visa Payments Limited as a Operations Analyst, we want to hear from you.

You're an individual. We're the team for you. Together, let's transform the way the world pays.

Job Description

  • Oversee the daily operations of the Cardiff payment team, ensuring that daily tasks are carried out and queries are answered promptly.

  • Manage the weekend schedule, ensuring two team members are always available to cover and alerting management if this is not possible.

  • Approve payments, including Faster Payments, International Payments/SWIFT, ACH domestic payments, and global real-time payment schemes, in line with agreed cut-offs.

  • Approve incoming liquidity within agreed timescales.

  • Assist and support the team with general investigations and correctly resolve payment exceptions (e.g., rejections, returns, failures, etc.).

  • Approve Network Partner statements, investigating and resolving any discrepancies.

  • Correspond and liaise with Network Partners through email, telephone, and the SWIFT network to resolve issues promptly and minimize service/client impact.

  • Develop an in-depth understanding of the payment platforms and our Network Partners across the globe.

  • Actively seek to improve processes, workflows, and tooling.

  • Support the identification, management, and resolution of service-affecting incidents.

  • Effectively manage your time and that of the payment specialists to ensure all critical tasks are completed and deadlines are met.

  • Collaborate with other internal teams, including Compliance, Reconciliation, Incident Management, and Customer Support, to ensure issues are resolved in a timely manner.

  • Report on daily challenges, workloads, and improvement ideas.

This is a hybrid position. You will be working weekends as well as 3 days mid week. Either Wednesday to Sunday or Saturday to Wednesday.

Qualifications

Preferred Qualifications

Proven experience as a Payment Team Lead or Analyst

  • Strong analytical and problem-solving skills
  • Proficiency in banking software and payment processing systems
  • Excellent attention to detail and accuracy
  • Strong communication and interpersonal skills
  • Ability to work independently and as part of a team
  • Knowledge of compliance standards, international payment schemes and regulatory requirements
  • Experience working as part of a global team
  • Experience working with Central Banks

Additional Information

Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

Average salary estimate

$70000 / YEARLY (est.)
min
max
$60000K
$80000K

If an employer mentions a salary or salary range on their job, we display it as an "Employer Estimate". If a job has no salary data, Rise displays an estimate if available.

What You Should Know About Payments Team Lead - Weekend Cover, Visa

Are you ready to take on an exciting challenge as the Payments Team Lead - Weekend Cover at Visa Payments Limited in Cardiff? If you are passionate about shaping the future of payment technology and want to make a significant impact, this role is for you! In this position, you'll oversee the daily operations of a dynamic payments team, ensuring efficiency and accuracy in processing various payment types, including Faster Payments and international transactions. Your leadership will ensure that team members are always available to tackle queries and assist with payment exceptions, while fostering a collaborative environment. Your analytical skills will be key as you investigate discrepancies in partner statements and work closely with various internal teams to resolve issues effectively. You won’t just be managing schedules; you’ll be driving improvements in processes and workflows to enhance our operations. Visa Payments Limited values work-life balance, so you’ll enjoy a hybrid schedule, working weekends and a few weekdays. If you're ready to join a global leader in digital payments technology and make a difference, we encourage you to apply and help transform the way the world pays!

Frequently Asked Questions (FAQs) for Payments Team Lead - Weekend Cover Role at Visa
What are the key responsibilities of the Payments Team Lead - Weekend Cover at Visa Payments Limited?

As the Payments Team Lead - Weekend Cover at Visa Payments Limited, you will oversee daily operations in the Cardiff team, ensuring all tasks are completed efficiently. This includes managing schedules to ensure team availability, approving various payment types, and assisting with investigations of payment exceptions. Additionally, you'll interact with network partners to resolve issues, develop a deep understanding of payment platforms, and actively seek process improvements.

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What qualifications are needed for the Payments Team Lead - Weekend Cover position at Visa Payments Limited?

To be considered for the Payments Team Lead - Weekend Cover position at Visa Payments Limited, candidates should have proven experience in similar roles, strong analytical and problem-solving skills, and proficiency in banking software and payment processing systems. Attention to detail, excellent communication abilities, and knowledge of compliance standards are also crucial for success in this role.

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Can I expect a hybrid work environment as a Payments Team Lead - Weekend Cover at Visa Payments Limited?

Yes! The Payments Team Lead - Weekend Cover position at Visa Payments Limited offers a hybrid work environment. You’ll be expected to work weekends and three weekdays, allowing for a flexible schedule while still providing leadership and oversight over the payments operations.

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What skills are essential for success in the Payments Team Lead - Weekend Cover role at Visa Payments Limited?

Success in the Payments Team Lead - Weekend Cover role at Visa Payments Limited hinges on strong analytical skills, attention to detail, and excellent interpersonal communication abilities. Being proficient in payment processing systems and having a keen understanding of compliance standards will further empower you to perform effectively in this role.

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How does Visa Payments Limited support employees' work/life balance in the Payments Team Lead - Weekend Cover position?

Visa Payments Limited is dedicated to promoting work/life balance. For the Payments Team Lead - Weekend Cover role, the company understands the demands of weekend work and has implemented hybrid schedules to allow flexibility. Employees are encouraged to engage in wellness programs and take advantage of agile work arrangements to enhance both personal and professional lives.

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Common Interview Questions for Payments Team Lead - Weekend Cover
What strategies do you use to manage a payments team effectively?

To manage a payments team effectively, it’s essential to establish clear communication channels, set achievable goals, and encourage a collaborative work environment. Regular check-ins and feedback sessions can help keep the team motivated and informed. Additionally, being proactive in supporting team members during peak times or complex issues fosters a sense of unity and reliability.

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How do you handle discrepancies in payment processing?

When handling discrepancies in payment processing, I prioritize identifying the root cause of the issue through thorough investigation. Collaborating with colleagues and network partners to collect all relevant data enables me to resolve discrepancies promptly. Furthermore, documenting processes and learning from each situation helps to prevent future occurrences.

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Can you describe your experience with payment processing systems?

I have extensive experience working with various payment processing systems, overseeing transactions from initiation to completion. This includes knowledge of domestic and international payment schemes, and familiarity with compliance requirements. My approach emphasizes accuracy, attention to detail, and the importance of leveraging technology to streamline processes.

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How would you improve existing payment workflows?

To improve existing payment workflows, I would start with a comprehensive review of current processes, gathering feedback from team members for insights on bottlenecks. Implementing automation for repetitive tasks, enhancing the training of team members, and continually monitoring performance metrics can lead to significant improvements in efficiency and accuracy.

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What techniques do you use to prioritize tasks within your team?

Prioritizing tasks within the team involves assessing deadlines and the potential impact of each task on our overall operations. I prefer using a combination of priority matrices and regular team brainstorming sessions to identify urgent vs. important tasks. This helps the team remain focused while adapting to any sudden changes in workload.

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How do you stay updated with compliance regulations in payments?

I stay updated with compliance regulations in payments by subscribing to industry publications, attending relevant webinars, and participating in professional networks. Additionally, I encourage team members to share any new findings during our meetings, fostering a culture of continuous learning and compliance within the team.

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Can you explain your problem-solving approach when faced with payment exceptions?

When faced with payment exceptions, my approach involves first gathering all relevant data related to the issue. I then analyze the information to identify patterns and potential causes. Collaboration with relevant stakeholders and thorough follow-ups ensure that we not only resolve the immediate exception but also implement measures to prevent recurrence.

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What experience do you have in managing a hybrid work environment?

In managing a hybrid work environment, I emphasize clear communication and establish structured workflows that adapt to both remote and in-office teams. I ensure regular virtual check-ins and encourage openness, allowing team members to express concerns or share successes regardless of their work location.

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How do you approach team motivation during challenging periods?

During challenging periods, I focus on instilling a sense of shared purpose and highlighting achievements, no matter how small. Regular motivators such as recognition programs and offering support through flexible work arrangements can significantly boost morale and encourage resilience within the team.

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What are your strategies for liaising with network partners to resolve payment issues?

My strategies for liaising with network partners include maintaining a professional and respectful line of communication. I prioritize being clear and concise in explaining any payment issues, ensuring we provide them with all necessary context. Building strong relationships with partners creates an atmosphere where we can collaboratively resolve issues effectively.

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Visa Inc. operates as a payments technology company worldwide. The company facilitates commerce through the transfer of value and information among consumers, merchants, financial institutions, businesses, strategic partners, and government entiti...

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Full-time, hybrid
DATE POSTED
March 22, 2025

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