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PayOps Analyst - job 5 of 19

The Payments Analyst is an important role and is responsible for the execution and completion of payment processing, liquidity management and exception handling processes and tasks.

The Payment Operations team is a core function within Visa Payments Ltd and is responsible for the timely execution of all processing activities and associated operational tasks to ensure the effective day to day running of Visa payment services. The team is not client facing but does regularly interact with our network of Partners.

What we expect of you, day to day.

  • Responsible for the approving payments, including Faster Payments, International Payments/SWIFT, ACH domestic payments, and global real time payment schemes, in line with the agreed cut offs.

  • Responsible for the approval of incoming liquidity within agreed times scales

  • Assist and support the team with general Investigations and correctly resolve payment exceptions, (e.g. rejections, returns, failures, etc.)

  • Responsible for the approval of Bank partner statements, investigating and resolving any breaks.

  • Correspond and liaise with Network Partners through email, telephone, and the SWIFT network to resolve issues in a timely manner and minimise service/client impact

  • Develop an in-depth understanding of the payments platform and our global network of Payment Partners

  • Actively seek to improve processes, workflows and tooling

  • Support the identification, management and resolution of service affecting incidents

  • Manage your time, as well as the payment specialists, effectively to ensure all critical tasks are completed and deadlines achieved

  • Collaborate with other internal teams, including compliance, reconciliation, customer support and App services to ensure issues are resolved in a timely manner.

  • Collaborate with the Payment Team Lead/Manager to discuss and report on daily challenges, work loads and improvement ideas.

This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager.

 

Average salary estimate

$70000 / YEARLY (est.)
min
max
$60000K
$80000K

If an employer mentions a salary or salary range on their job, we display it as an "Employer Estimate". If a job has no salary data, Rise displays an estimate if available.

What You Should Know About PayOps Analyst, Visa

As a PayOps Analyst at Visa Payments Ltd in Miami, you're stepping into an essential role that's all about keeping the wheels of payment processing turning smoothly. This isn't just another job; it's a chance to become a key player in the Payment Operations team, which operates behind the scenes to ensure that payment services run efficiently every day. Your responsibilities will include approving various forms of payments, managing liquidity in real-time, and troubleshooting any exceptions that pop up. You're not client-facing on a daily basis, but don’t worry, you'll still interact regularly with our trusted network of partners. One day can see you approving payments ranging from Faster Payments to international SWIFT transactions; the next, you're diving into investigations of any discrepancies with bank statements. What’s more, your insights will actively contribute to process improvements and the overall effectiveness of our operations. You’ll work closely with other teams, ensuring that we maintain compliance and that any incidents affecting service are managed effectively. Imagine collaborating with dynamic professionals who are just as passionate about their work as you are! If you're ready to take on daily challenges, manage your time wisely, and develop a deep understanding of our global payments platform, we want to hear from you. This position is hybrid, giving you the flexibility of in-office days that will be confirmed by your hiring manager, allowing you to balance personal and professional growth.

Frequently Asked Questions (FAQs) for PayOps Analyst Role at Visa
What are the primary responsibilities of a PayOps Analyst at Visa Payments Ltd?

As a PayOps Analyst at Visa Payments Ltd, your main responsibilities include approving a variety of payment methods such as Faster Payments, SWIFT, and ACH domestic payments, managing incoming liquidity while adhering to timelines, and resolving payment exceptions. You'll also handle bank partner statements and collaborate closely with our network of Partners to ensure any issues are swiftly resolved for minimal service impact.

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What qualifications do I need to apply for the PayOps Analyst position at Visa Payments Ltd?

To apply for the PayOps Analyst position at Visa Payments Ltd, you typically need a solid background in finance, economics, or a related field. Experience in payment processing, familiarity with banking systems, and strong analytical skills are highly valuable. Excellent communication abilities, both written and verbal, are essential for liaising with our network partners effectively.

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How does the PayOps Analyst role at Visa Payments Ltd contribute to overall payment services?

The PayOps Analyst role at Visa Payments Ltd is crucial as it ensures the seamless execution of payment operations. By approving payments, managing liquidity, and resolving exceptions, you help maintain the integrity and timeliness of transactions, directly contributing to the reliability of Visa's payment services across the globe.

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What kind of team dynamic can I expect as a PayOps Analyst at Visa Payments Ltd?

As a PayOps Analyst at Visa Payments Ltd, you can expect to be part of a collaborative and supportive team. Communication and teamwork are vital, as you’ll regularly exchange ideas and solutions with colleagues across various departments, including compliance and customer support, to ensure a smooth operational flow.

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What does a typical workday look like for a PayOps Analyst at Visa Payments Ltd?

A typical workday for a PayOps Analyst at Visa Payments Ltd includes approving payments, engaging in investigations, managing liquidity schedules, and liaising with our network partners. You'll also find time to collaborate with your team to discuss ongoing projects and brainstorm improvements, making each day unique and engaging.

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Common Interview Questions for PayOps Analyst
Can you explain your experience with payment processing?

In answering this question, provide specific examples of payment systems you've worked with, the types of transactions you've processed, and any challenges you've overcome. Highlight your ability to maintain accuracy and efficiency in processing to illustrate your suitability for the PayOps Analyst role.

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How do you handle discrepancies in payment data?

When asked about handling discrepancies, detail your investigative approach. Discuss your processes for identifying errors, communicating with partners or banks, and the tools you use to track resolutions. This will demonstrate your analytical skills and attention to detail.

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What strategies do you use to manage time effectively in a high-volume payment environment?

Discuss your prioritization techniques, such as categorizing tasks by urgency and importance. Emphasize any software or tools you use to keep organized, and give examples of how you have successfully met tight deadlines in previous positions.

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Tell us about a time you improved a process at your previous job.

In your response, provide a clear example of a process improvement you initiated or contributed to. Explain the situation, your role in implementing the change, the actions you took, and the positive outcome to demonstrate your proactive mindset.

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How would you approach a situation where a payment fails?

Outline a structured approach, starting with identification of the issue, followed by investigating possible causes. Discuss how you would communicate with affected parties and outline the steps to resolve the issue effectively, highlighting your problem-solving skills.

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What do you know about Visa Payments Ltd's payment platforms?

Show that you've researched Visa Payments Ltd by mentioning specific platforms or technologies they use. Relate that knowledge to how your experience aligns with their systems, showcasing your preparedness for the PayOps Analyst position and your enthusiasm for the company.

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How do you ensure compliance with payment regulatory requirements?

Talk about your understanding of compliance regulations within the payments landscape and detail any experience you have had with audits or regulatory frameworks. Emphasize the importance of staying updated on policy changes and how you ensure adherence in your work.

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What role does communication play in a PayOps Analyst position?

Highlight the importance of clear communication in addressing payment issues, liaising with partners, and ensuring team alignment. Share examples of how effective communication has led to successful resolutions or improvements in previous roles.

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Describe a challenging project you worked on and how you contributed.

Discuss a specific project related to payment processing where you faced obstacles. Break down your contributions, problem-solving methods, and the skills you utilized to navigate challenges, demonstrating your capability to handle pressure.

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Why do you want to work as a PayOps Analyst for Visa Payments Ltd?

Articulate your enthusiasm for the role and company. Connect your career goals with Visa Payments Ltd's mission and values, and express your desire to contribute to their success while growing your expertise in global payment systems.

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Visa Inc. operates as a payments technology company worldwide. The company facilitates commerce through the transfer of value and information among consumers, merchants, financial institutions, businesses, strategic partners, and government entiti...

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Full-time, hybrid
DATE POSTED
April 3, 2025

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