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Credit Analyst

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Job Title:

Credit Analyst

Location:

Mesa

What you'll do:

As a Credit Analyst you'll be primarily responsible to spread, manage and maintain financial background information on present and prospective customers, and develop credit studies for the Loan Officers, Chief Credit Officer and other Executive Management. You'll manage spread assignments, conduct financial analyses, and maintain related records and files. One of your key responsibilities is the preparation of a variety of credit department reports.

Responsible for supporting the Credit Administration team in analyzing credit and collateral information to determine risk involved in lending money to customers. Collecting, organizing, analyzing company financials to ensure Bank compliance, and updates the Bank’s systems accordingly. Work directly with clients to resolve compliance issues and operational inquiries.
Review client financials and perform sensitivity analysis to evaluate credit risk in connection with Bank structures. Prepare in-depth reports providing plans of action based on qualitative and quantitative research.
Collaborate cross-functionally with Bank groups to execute treasury management products, foreign exchange instruments, derivatives as well as legal documents. Produce loan packages for new and restructured loans.
Facilitate reporting and requests on behalf of the Bank with third parties, e.g. field auditors, appraisers, etc. Monitor loan disbursements to ensure compliance with Bank regulations.

What you'll need:

Completion of an Accounting course.
Bachelor's degree from a 4 year College or University
GPA of 3.0 or higher is required.
Strong analytical, conceptual, communication, leadership, and organizational skills.
An interest in working in Commercial Banking.
Ability to self-motivate and work productively without supervision.
Entry level speaking and writing communications skills.

To be eligible for this program, you must be authorized to work in the U.S. on a permanent basis. We do not offer any type of employment-based immigration sponsorship for this program. Western Alliance Bank will not provide any assistance or sign any documentation in support of any other form of immigration sponsorship or benefit, including Optional Practical Training (OPT) or Curricular Practical Training (CPT).

Benefits you’ll love:
We offer all the important things you'd want — like competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance program, an employee volunteer program, and a wellness program. In addition, you’ll have the opportunity to bolster your business knowledge, learning the ins and outs of how successful companies operate and manage their finances, giving you invaluable hands-on experience to help grow your career!

About the company:

Western Alliance Bank is a wholly owned subsidiary of Western Alliance Bancorporation. Alliance Bank of Arizona, Alliance Association Bank, Bank of Nevada, Bridge Bank, First Independent Bank, and Torrey Pines Bank are divisions of Western Alliance Bank; Member FDIC. AmeriHome Mortgage is a Western Alliance Bank company.

Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email HR@westernalliancebank.com or call 602-386-2488. When contacting us, please provide your contact information and state the nature of your accessibility issue. We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process.

Average salary estimate

$60000 / YEARLY (est.)

min

max

$50000K

$70000K

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What You Should Know About Credit Analyst, Western Alliance Bank

Join the vibrant team at Western Alliance Bank as a Credit Analyst in Mesa, AZ! In this role, you'll dive into the fascinating world of finance as you manage, analyze, and spread essential financial data for both existing and potential customers. Your keen eye for detail will shine as you prepare insightful credit studies that support our Loan Officers and Executive Management. From reviewing client financials to conducting sensitivity analyses, you’ll play a critical role in assessing lending risks and ensuring compliance with Bank regulations. You will have the opportunity to collaborate across various teams, working on treasury management products and foreign exchange instruments while preparing comprehensive loan packages. With your strong analytical and organizational skills, you'll not only facilitate reporting but also engage directly with clients to resolve compliance concerns. Your contributions will be key to maintaining our outstanding service quality and managing financial intricacies. Plus, this position offers you a fantastic learning opportunity – you’ll gain invaluable experience that will empower you to advance your career in Commercial Banking. This is a great chance to be part of a dynamic environment at a reputable organization that values its employees and provides comprehensive benefits, including competitive salaries, a generous 401k matching program, and even tuition assistance. If you’re excited about beginning your professional journey in finance and meet our requirements, we’d love to see your application!

Frequently Asked Questions (FAQs) for Credit Analyst Role at Western Alliance Bank

What are the responsibilities of a Credit Analyst at Western Alliance Bank?

As a Credit Analyst at Western Alliance Bank, you'll be responsible for spreading and managing financial background information on both current and prospective customers. Your tasks will include conducting detailed financial analyses, preparing credit department reports, and evaluating credit risks based on qualitative and quantitative research. Collaborating with cross-functional teams and troubleshooting compliance issues will also be key parts of your role.