Consultant (ALM)

As a Consultant (ALM) at Abrigo, your responsibilities will include leading advisory engagements focused on asset and liability management and loan/deposit pricing strategies. You'll provide expert insights, deliver analytical reports, guide clients in interest rate risk management, and collaborate with them to evaluate profitability and funding strategies. Your role as a subject matter expert will be crucial in helping financial institutions adapt to market changes and regulatory requirements.

To qualify for the Consultant (ALM) position at Abrigo, you should have a Bachelor’s degree in accounting, finance, or a related field, along with at least 8 years of relevant experience. Certifications like CPA or other banking/finance-related certifications are preferred. Familiarity with asset and liability management software, financial modeling, and an understanding of the regulatory landscape will be important assets for your application.

Abrigo is committed to the professional growth of its Consultant (ALM) team members by providing ongoing training, access to industry resources, and opportunities for career advancement within the company. With a supportive culture that values innovation and collaboration, you'll have the tools you need to excel in your role and make a meaningful impact on the financial institutions you support.

Yes, Abrigo offers flexible working options for the Consultant (ALM) role, allowing you to choose between remote work or a hybrid model based at our offices in Raleigh, NC, or Austin, TX. This flexibility enables you to enjoy a work-life balance that aligns with your personal needs while still contributing fully to our mission.

The team culture at Abrigo is characterized by collaboration, innovation, and a strong commitment to our mission of helping community financial institutions. As a Consultant (ALM), you'll work in a dynamic environment surrounded by motivated colleagues who share your passion for the financial sector. You'll be encouraged to share ideas, contribute to team initiatives, and develop your career in a supportive and engaging atmosphere.

When answering this question, focus on your relevant experience in managing financial institution balance sheets, including specifics about ALM strategies you’ve implemented and the results achieved. Highlight your hands-on experience with ALM software and the impact of your contributions on the organization.

Provide a detailed example illustrating your strategic thought process and the methodologies used to create a pricing strategy. Discuss the factors considered, such as market trends and risk-return principles, and emphasize how your recommendations led to improved profitability.

Show your commitment to professional development by discussing the resources you utilize to stay informed about changes in financial regulations, including industry publications, webinars, or professional networks. Describe how you apply this knowledge in your advisory role.

Discuss the specific ALM software and tools you've used, detailing your experience with functionalities such as pricing models or risk analysis features. Mention how these tools have helped you in your previous roles to streamline processes and enhance decision-making.

Provide an example of a challenging client interaction and explain how you approached the situation. Emphasize skills such as active listening, empathy, and problem-solving. Highlight your ability to maintain a positive rapport while ensuring the client felt heard and supported.

Explain the methodologies you use for profitability analysis, such as modeling cash flows, assessing risk-adjusted returns, or conducting margin analyses. Highlight any relevant frameworks, like FTP, you’ve employed to support your evaluations.

Discuss your understanding of interest rate risk and its impact on financial institutions. Provide insights into how you’ve advised clients on risk management strategies and the techniques you’ve used to minimize exposure while optimizing returns.

Share your philosophy on teamwork and collaboration, emphasizing the importance of active communication, shared goals, and mutual support. Offer examples from past experiences where you contributed to team success, demonstrating your ability to foster collaboration.

Describe your method for prioritizing tasks, such as using project management tools or setting clear deadlines. Emphasize your ability to assess project impacts to allocate your time and resources effectively while maintaining high-quality outcomes.

Express your passion for the financial services industry and its significance in supporting individuals and communities. Share personal stories or insights into how you believe your work, particularly in ALM, can create positive outcomes for financial institutions and their clients.