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Software Engineer II - job 2 of 3

Our Purpose

Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.

Title and Summary

Software Engineer II

Technology at Mastercard
What we create today will define tomorrow. Revolutionary technologies that reshape the digital economy to be more connected and inclusive than ever before. Safer, faster, more sustainable. 
And we need the best people to do it. Technologists who are energized by the challenges of a truly global network. With the talent and vision to create the critical systems and products that power global commerce and connect people everywhere to the vital goods and services they need every day.
Working at Mastercard means being part of a unique culture. Inclusive and diverse, a rich collaboration of ideas and perspectives. A place that celebrates your strengths, values your experiences, and offers you the flexibility to shape a career across disciplines and continents. And the opportunity to work alongside experts and leaders at every level of the business, improving what exists, and inventing what’s next.
About the Role:
As a Software Engineers at Mastercard, you will deliver products and solutions with speed and agility as part of a small team. This will involve developing high-performing, highly scalable software solutions and products for some of the world’s top brands. Specific tasks vary depending on the project and the business unit that you join in.
All staff at Mastercard are expected to demonstrate 'Mastercard Way' cultural values every day - own it, simplify it, sense of urgency, thoughtful risk-taking, unlock potential, and be inclusive – with a relentless focus on our customers.
As a Software Engineer at Mastercard, you are expected to perform the following general responsibilities:
• Actively participate in team prioritization discussions with Product/Business stakeholders.
• Estimate and own delivery tasks (design, dev, test, deployment, configuration, documentation) to meet the business requirements
• Drive code/design/process trade-off discussions within their team when required
• Perform demos/acceptance discussions in interacting with Product owners
• Develop complete understanding of end-to-end technical architecture and dependency systems
• Drive adoption of technology standards and opinionated frameworks, and review coding, test, and automation work of team members
All About You
• IT experience in all phases of the development lifecycle
• Hands on experience in technologies in mainframe such as JCL, DB2, COBOL, File-Aid-DB2, STROBE, XPEDITER, ENDEVOR, OPC scheduler, TWS scheduler.
• Skillful at writing secure code in multiple languages (Java preferred).
• Advanced understanding of cloud native architecture, PCF , AWS.
• High-energy, detail-oriented, proactive and ability to function under pressure in an independent environment.
• Provide the necessary skills to have a high degree of initiative and self-motivation to drive results.
• Possesses strong communication skills -- both verbal and written, collaborative skills and organizational skills.
• Willingness and ability to learn and take on challenging opportunities and to work as a member of diverse and geographically distributed project team.
• Experience of working with other developers to ensure that systems are designed for reliability, performance & testability.
Education Qualifications:
• Bachelor's degree in software engineering, computer science, information technology or related discipline preferred, or equivalent work experience.
• Payment industry knowledge preferred but not required

Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact reasonable_accommodation@mastercard.com and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly.

Corporate Security Responsibility


All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:

  • Abide by Mastercard’s security policies and practices;

  • Ensure the confidentiality and integrity of the information being accessed;

  • Report any suspected information security violation or breach, and

  • Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines.

In line with Mastercard’s total compensation philosophy and assuming that the job will be performed in the US, the successful candidate will be offered a competitive base salary based on location, experience and other qualifications for the role and may be eligible for an annual bonus or commissions depending on the role. Mastercard benefits for full time (and certain part time) employees generally include: insurance (including medical, prescription drug, dental, vision, disability, life insurance), flexible spending account and health savings account, paid leaves (including 16 weeks new parent leave, up to 20 paid days bereavement leave), 10 annual paid sick days, 10 or more annual paid vacation days based on level, 5 personal days, 10 annual paid U.S. observed holidays, 401k with a best-in-class company match, deferred compensation for eligible roles, fitness reimbursement or on-site fitness facilities, eligibility for tuition reimbursement, gender-inclusive benefits and many more.

Pay Ranges

O'Fallon, Missouri: $92,000 - $147,000 USD

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Average salary estimate

$119500 / YEARLY (est.)
min
max
$92000K
$147000K

If an employer mentions a salary or salary range on their job, we display it as an "Employer Estimate". If a job has no salary data, Rise displays an estimate if available.

What You Should Know About Software Engineer II, Mastercard

Join Mastercard as a Software Engineer II in O'Fallon, Missouri, where your coding skills and innovative thinking can truly make a difference. Here at Mastercard, we are on a mission to power economies and empower people across more than 200 countries, creating a sustainable economy that benefits everyone. In this role, you’ll be part of a dynamic team that’s committed to developing high-performing, scalable software solutions for some of the world’s biggest brands. Your responsibilities will include collaborating with product and business stakeholders, leading design and development tasks, and engaging in trade-off discussions to ensure the delivery of quality software on time. You'll thrive in an inclusive and diverse culture that values your experiences and promotes your growth. With a focus on the Mastercard Way values, you’ll be encouraged to own your tasks, simplify processes, take thoughtful risks, and unlock potential in yourself and others. If you have a keen eye for detail, enjoy problem-solving under pressure, and possess hands-on experience in key software technologies, this is your opportunity to contribute to revolutionary projects that shape the future of digital commerce. Join us to innovate and elevate the connectivity of our world!

Frequently Asked Questions (FAQs) for Software Engineer II Role at Mastercard
What are the responsibilities of a Software Engineer II at Mastercard?

As a Software Engineer II at Mastercard, your responsibilities include collaborating with product and business stakeholders, estimating delivery tasks, driving code and design trade-off discussions, and developing a comprehensive understanding of our technical architecture. You'll participate in demos and acceptance discussions, and drive the adoption of technology standards within your team.

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What qualifications do you need to apply for the Software Engineer II position at Mastercard?

To apply for the Software Engineer II role at Mastercard, you should ideally have a Bachelor's degree in software engineering, computer science, or a related discipline. Relevant IT experience through all development lifecycle phases is essential, as well as hands-on experience with technologies such as JCL, DB2, COBOL, and cloud-native architectures like AWS and PCF.

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How does Mastercard support the growth of its Software Engineers?

Mastercard fosters a culture of innovation and learning for its Software Engineers. You will have the opportunity to work alongside experts in the field and access resources for professional development, including opportunities to take on diverse and challenging projects that foster career growth across various disciplines.

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What programming languages should a Software Engineer II at Mastercard be proficient in?

A Software Engineer II at Mastercard should be skilled in writing secure code across multiple programming languages, with a strong preference for Java. Familiarity with mainframe technologies like JCL and DB2 is also beneficial, as well as any experience with cloud-native development.

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What is the salary range for a Software Engineer II working at Mastercard in O'Fallon, Missouri?

The salary range for a Software Engineer II at Mastercard in O'Fallon, Missouri, typically falls between $92,000 and $147,000 USD, depending on your experience and qualifications. This role also offers competitive benefits and potential for performance-based bonuses.

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Common Interview Questions for Software Engineer II
Can you describe your experience in the software development lifecycle as it relates to the Software Engineer II role?

In answering this question, highlight your familiarity with different phases of the software development lifecycle, such as planning, coding, testing, and deployment. Provide examples of specific projects you’ve worked on in each phase and illustrate your ability to adapt and respond to feedback during the development process.

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How do you approach collaborating with product and business stakeholders?

Discuss your approach to communication and teamwork, emphasizing the importance of understanding stakeholder requirements. Mention specific strategies you employ to bridge technical and non-technical communication, such as regular check-ins, feedback sessions, and using visual aids to clarify technical concepts.

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What programming languages are you comfortable with, and how have you applied them in past projects?

Be honest about your programming language proficiency and provide concrete examples of how you’ve applied these skills in real-world projects. If Java is your preferred language, highlight specific libraries or frameworks you have used effectively.

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Can you give an example of a technical problem you encountered and how you solved it?

Prepare a specific example that demonstrates your problem-solving skills. Discuss the problem, your approach to diagnosing the issue, and the resolution process. Highlight any teamwork involved and what you learned from the experience.

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How do you ensure that the code you write is both secure and maintainable?

Explain your practices for writing secure and maintainable code, such as regular code reviews, using automated testing tools, following coding standards, and continuously improving your coding practices through learning and adaptation based on feedback.

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What methodologies do you typically follow for project management and delivery?

Share your experience with methodologies such as Agile or Scrum. Talk about how you’ve contributed to sprint planning, retrospectives, and how you foster collaboration within your team during delivery cycles.

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Why do you want to work for Mastercard specifically?

Articulate your passion for Mastercard's mission of improving economies globally. Mention what resonates with you about the company's culture, values, and its commitment to innovation and inclusion in the digital payment space.

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How do you handle working under pressure and tight deadlines?

Provide examples of past experiences where you successfully managed stress to meet deadlines. Discuss techniques you use to prioritize tasks, maintain focus, and communicate effectively with your team under pressure.

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What experience do you have with cloud-native architectures like AWS or PCF?

Detail your experience with cloud technologies, mentioning specific projects where you’ve implemented cloud-based solutions. Discuss your understanding of the benefits of cloud-native architectures in terms of scalability and performance.

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How do you stay current with evolving technologies in software engineering?

Discuss your strategies for staying updated, such as participating in online courses, attending industry conferences, engaging with tech communities, and experimenting with new technologies in side projects. Emphasize your eagerness for continuous learning in a fast-paced field.

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We believe in connecting everyone to Priceless possibilities. We work to connect and power an inclusive, digital economy that benefits everyone, everywhere by making transactions safe, simple, smart, and accessible.

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MATCH
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BADGES
Badge Diversity ChampionBadge Future MakerBadge Global CitizenBadge Office VibesBadge Work&Life BalanceBadge Rapid Growth
CULTURE VALUES
Inclusive & Diverse
Empathetic
Collaboration over Competition
Growth & Learning
Transparent & Candid
FUNDING
SENIORITY LEVEL REQUIREMENT
TEAM SIZE
EMPLOYMENT TYPE
Full-time, on-site
DATE POSTED
April 5, 2025

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