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PayOps Analyst - job 7 of 19

The Payments Analyst is an important role and is responsible for the execution and completion of payment processing, liquidity management and exception handling processes and tasks.

The Payment Operations team is a core function within Visa Payments Ltd and is responsible for the timely execution of all processing activities and associated operational tasks to ensure the effective day to day running of Visa payment services. The team is not client facing but does regularly interact with our network of Partners.

What we expect of you, day to day.

  • Responsible for the approving payments, including Faster Payments, International Payments/SWIFT, ACH domestic payments, and global real time payment schemes, in line with the agreed cut offs.

  • Responsible for the approval of incoming liquidity within agreed times scales

  • Assist and support the team with general Investigations and correctly resolve payment exceptions, (e.g. rejections, returns, failures, etc.)

  • Responsible for the approval of Bank partner statements, investigating and resolving any breaks.

  • Correspond and liaise with Network Partners through email, telephone, and the SWIFT network to resolve issues in a timely manner and minimise service/client impact

  • Develop an in-depth understanding of the payments platform and our global network of Payment Partners

  • Actively seek to improve processes, workflows and tooling

  • Support the identification, management and resolution of service affecting incidents

  • Manage your time, as well as the payment specialists, effectively to ensure all critical tasks are completed and deadlines achieved

  • Collaborate with other internal teams, including compliance, reconciliation, customer support and App services to ensure issues are resolved in a timely manner.

  • Collaborate with the Payment Team Lead/Manager to discuss and report on daily challenges, work loads and improvement ideas.

This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager.

 

Average salary estimate

$70000 / YEARLY (est.)
min
max
$60000K
$80000K

If an employer mentions a salary or salary range on their job, we display it as an "Employer Estimate". If a job has no salary data, Rise displays an estimate if available.

What You Should Know About PayOps Analyst, Visa

Join Visa Payments Ltd as a PayOps Analyst in Miami, where you'll take on an essential role in the payment processing landscape. You’ll be responsible for executing and completing various tasks including payment processing, liquidity management, and exception handling which are crucial to our everyday operations. The Payment Operations team plays a foundational role in ensuring all processing activities run smoothly and efficiently. Your daily responsibilities will include approving a range of payment types, such as Faster Payments, International Payments/SWIFT, and ACH domestic payments, all while adhering to agreed cut-offs. You will also handle incoming liquidity approvals and resolve payment exceptions, ensuring that any issues like rejections or failures are addressed promptly. Communication is key, as you will liaise with Network Partners via email, phone, and the SWIFT network to ensure issues are resolved swiftly. Moreover, you'll continuously strive to improve processes and workflows, making your input invaluable to the team's success. Your collaboration with other internal teams, such as customer support and compliance, will be necessary to ensure that problems are tackled efficiently. As a hybrid position, you'll also have a flexible work arrangement. Step into this pivotal role and help shape the future of payment operations at Visa Payments Ltd!

Frequently Asked Questions (FAQs) for PayOps Analyst Role at Visa
What are the main responsibilities of a PayOps Analyst at Visa Payments Ltd?

As a PayOps Analyst at Visa Payments Ltd, your primary responsibilities will include approving various payment types such as Faster Payments, SWIFT, and ACH, along with managing incoming liquidity approvals and addressing payment exceptions. You'll also interact with Network Partners to resolve issues and support internal teams in maintaining efficient operational processes.

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What skills are required to be a successful PayOps Analyst at Visa Payments Ltd?

To excel as a PayOps Analyst at Visa Payments Ltd, you should possess strong analytical skills, excellent communication abilities, and a deep understanding of payment processes and platforms. Familiarity with exception handling, payment reconciliation, and a proactive approach to identifying process improvements are also essential.

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Is experience in payment operations necessary for the PayOps Analyst position at Visa Payments Ltd?

While previous experience in payment operations can be beneficial for a PayOps Analyst position at Visa Payments Ltd, candidates with a strong understanding of financial processes and a willingness to learn are also encouraged to apply. Training and support will be provided to help you succeed in the role.

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What does the typical workday of a PayOps Analyst at Visa Payments Ltd look like?

A typical workday for a PayOps Analyst at Visa Payments Ltd involves a mix of approving payments, managing exceptions, liaising with partners, and collaborating with internal teams to resolve issues. You will also have opportunities to identify improvements in workflows and processes, enhancing operational efficiency.

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What is the work environment like for a PayOps Analyst at Visa Payments Ltd?

The work environment for a PayOps Analyst at Visa Payments Ltd is dynamic and collaborative. With the position being hybrid, you'll enjoy flexibility in work arrangements while also engaging regularly with your team and other departments to drive improvements and tackle challenges in payment operations.

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Common Interview Questions for PayOps Analyst
Can you describe your experience with payment processing systems?

When answering this question, highlight specific systems you've worked with, your role in managing payments, and any challenges you faced. Be sure to mention how you contributed to efficiency and accuracy in the payment processes.

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How do you handle payment exceptions and rejections?

Explain the steps you take to investigate and resolve payment exceptions. Provide examples of situations where you successfully handled rejections or failures, emphasizing your analytical skills and attention to detail.

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How would you communicate with Network Partners about a payment issue?

Discuss your approach to communication, focusing on clarity and professionalism. You might mention that you would gather all necessary information before reaching out and maintain open lines of communication to ensure issues are resolved quickly.

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What strategies do you use for effective time management in this role?

Discuss your prioritization methods, perhaps mentioning tools or techniques that help you track tasks and deadlines. Share an example of how you effectively managed your time during a busy period.

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How do you approach process improvement within payment operations?

Talk about your proactive mindset when identifying inefficiencies in workflows. Share an example of a process you improved and the positive outcomes that resulted from your initiative.

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What do you think is the most important skill for a PayOps Analyst?

Highlight analytical skills, attention to detail, and communication as vital aspects of the role. You can elaborate on how these skills contribute to resolving payment issues and improving operational efficiency.

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Describe a challenging payment issue you resolved in the past.

Provide a narrative of a specific situation where you encountered a challenging issue, detailing the steps you took to investigate and resolve it effectively, and the impact your resolution had on operations.

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How can you contribute to a team environment as a PayOps Analyst?

Emphasize collaboration, actively seeking input from team members and sharing knowledge. Discuss how your previous experiences have prepared you to support colleagues, especially in high-pressure situations.

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What tools or software are you familiar with that aid in payment operations?

Mention specific tools or software you've used in payment processing and how they have helped streamline your work. It's a good opportunity to demonstrate your technical proficiency.

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Why are you interested in working at Visa Payments Ltd as a PayOps Analyst?

Convey your enthusiasm for the payment industry and your respect for Visa Payments Ltd's reputation. Highlight specific aspects of the company culture or operational excellence that attracts you to the position.

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Visa Inc. operates as a payments technology company worldwide. The company facilitates commerce through the transfer of value and information among consumers, merchants, financial institutions, businesses, strategic partners, and government entiti...

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Full-time, hybrid
DATE POSTED
April 3, 2025

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