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Product Manager - Payments - job 1 of 3

Company Description

Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose – to uplift everyone, everywhere by being the best way to pay and be paid.

Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa.

Job Description

Visa is a world leader in digital payments, facilitating more than 215 billion payments transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable and secure payments network, enabling individuals, businesses and economies to thrive. 

When partnering with Visa, you are also in a way part of a culture of purpose and belonging – where the work you do matters. We believe that economies that include everyone everywhere, uplift everyone everywhere. Your work will have a direct impact on billions of people around the world – helping unlock financial access to enable the future of money movement. 

This role will be part of the Visa Direct team

The Role 

The Product Manager is responsible for maximizing the value of our products and the work of the engineering teams that are working on the Visa Direct platform. As part of an agile team, they work directly with an engineering team and delivery manager. They are accountable for answering the questions: What products and features should we build and why, and how do we deliver these to market? This role reports to a Product Director or Group Product Manager. 

 

Responsibilities 

Strategy and Vision: 

  • Collaborate in crafting your tribe’s strategy by doing deep market, customer, competitor and technology research. 

  • Develop a product strategy and roadmap for your team based on company strategy, tribe strategy, deep market, customer, competitor and technology research. 

  • Secure buy-in for the product strategy from colleagues and stakeholders. 

  • Translate the strategy and the customer problems into the product backlog for your team. 

Discovery: 

  • Conduct discovery with clients to uncover potential problems and opportunities to tackle.  

  • Engage with customers and colleagues to ideate new features and products to be developed. 

  • Complete detailed discovery on things like payment flows, bank or operational flows and systems maps 

  • Work with internal & external teams to develop and maintain technical documentation 

  • Ensure requirements are detailed enough to take into sprint, including functional & non-functional requirements 

Delivery: 

  • Manage end-to-end product development, from planning to execution and launch. 

  • Prioritize the product backlog based on customer, commercial, and strategic value, potentially across more than one scrum team 

  • Collaborate with the agile delivery manager on how the team is performing and how to improve the delivery performance.  

  • Participate in agile ceremonies and support the team by providing details on what is being prioritised and why. 

Adoption: 

  • Collaborate with the Product Marketing and GTM teams to define the go-to-market approach and product positioning. 

  • Drive product adoption across various regions, segments, and use cases. 

  • Measure and communicate product performance and impact post-launch. 

 

What Success Looks Like 

  • Delivery of product strategy, backlog, roadmap, and business cases. 

  • High-velocity shipping of new features and products that solve customer problems and generate value. 

  • Consistent delivery and detailed understanding of product development. 

This is a hybrid position. Hybrid employees can alternate time between both remote and office. Employees in hybrid roles are expected to work from the office 2-3 set days a week (determined by leadership/site), with a general guidepost of being in the office 50% or more of the time based on business needs.

Qualifications

Basic Qualifications
5 or more years of relevant work experience with a Bachelor's Degree or at least 2 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD) or 0 years of work experience with a PhD

Preferred Qualifications
6 or more years of work experience with a Bachelor's Degree or 4 or more years of relevant experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or up to 3 years of relevant experience with a PhD
At least 3-4 years proven experience in a Product Owner/Product Manager role, preferably in a software-first Fintech or tech start-up

Comfortable working with agile frameworks like Scrum or Kanban, and across 1-2 teams

Ability to define a product backlog using standard categories like epics & user stories and experience making tough trade-offs and prioritization decisions

Experience crafting a vision for your product based on customer discovery, market research, data analysis, etc.

Experience with integrating to payments schemes is a strong plus

Additional Information

Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

Average salary estimate

$80000 / YEARLY (est.)
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$60000K
$100000K

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What You Should Know About Product Manager - Payments, Visa

As a Product Manager - Payments at Visa in Bangalore, India, you will be at the forefront of revolutionizing the digital payments landscape. Visa is a global leader in payments technology, processing over 215 billion transactions annually, which translates to a truly impactful role. In this position, you will collaborate with engineering teams to develop product strategies that prioritize the needs of our customers. Your responsibilities will include crafting a product roadmap based on deep insights from market research, competitor analysis, and customer discovery, ensuring that the products we deliver drive value and ease financial access for billions of users worldwide. Working within an agile framework, you will manage the product development cycle from ideation to launch, engaging in meaningful interactions with various stakeholders to ensure alignment with our overarching company missions. Furthermore, you will focus on driving product adoption in diverse markets and continuously measure the impact of your products post-launch. Your role is more than just a job; it’s about contributing to a purpose-driven culture where your work makes a real difference in the global economy. Join us at Visa, where your passion for innovation meets our commitment to delivering secure and reliable payment solutions.

Frequently Asked Questions (FAQs) for Product Manager - Payments Role at Visa
What are the primary responsibilities of a Product Manager - Payments at Visa?

As a Product Manager - Payments at Visa, your primary responsibilities include strategizing product development, managing the product backlog, and driving product adoption across various markets and customer segments. You will collaborate with both engineering teams and stakeholders to translate customer needs into actionable product features, ensuring a seamless development process from ideation to launch.

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What qualifications do I need to apply for the Product Manager - Payments role at Visa?

To apply for the Product Manager - Payments role at Visa, you should have at least 5 years of relevant work experience along with a Bachelor's Degree. Preference is given to those with a Master's degree or substantial experience in Product Management, especially within Fintech or technology startups. Familiarity with agile methods like Scrum or Kanban is highly valued.

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How does Visa approach product strategy for the Product Manager - Payments role?

Visa approaches product strategy by integrating thorough market research, customer feedback, and competitive analysis to develop a robust product roadmap. As a Product Manager - Payments, you'll engage in client discovery sessions to identify problems and potential features, ensuring the product meets market demands while contributing to Visa's mission of financial inclusion.

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What is the work environment like for a Product Manager - Payments at Visa?

The work environment for a Product Manager - Payments at Visa is hybrid, allowing flexibility between remote work and in-office collaboration. Employees are encouraged to engage with team members regularly, fostering a collaborative culture that enhances the product development process and supports career growth.

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What skills are essential for success as a Product Manager - Payments at Visa?

Essential skills for success as a Product Manager - Payments at Visa include strong analytical and problem-solving skills, a deep understanding of payment mechanisms, experience with agile methodology, and the ability to prioritize and make trade-off decisions effectively. Excellent communication skills are also crucial for collaborating with diverse teams and stakeholders.

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Common Interview Questions for Product Manager - Payments
Can you describe your experience with product development in the fintech space?

When answering this question, focus on specific examples from previous roles where you led product development initiatives. Highlight your involvement in market research, customer feedback integration, and the impact of the products you launched on customer satisfaction and business growth.

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How do you prioritize the product backlog in an agile environment?

Discuss your approach to prioritization based on customer needs, business goals, and technical feasibility. Use examples from past experiences to illustrate how you effectively collaborated with stakeholders to ensure that the most valuable features were developed first.

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What strategies do you use for understanding customer needs?

Share your methods for conducting customer discovery, such as surveys, interviews, and usage data analysis. Highlight any tools you've used or frameworks you apply to identify pain points and customer requirements effectively.

Join Rise to see the full answer
How do you measure the success of a product after launch?

Explain the key performance indicators (KPIs) you track post-launch such as user engagement, conversion rates, and customer feedback. Discuss how you’ve adjusted product strategies based on these insights in your previous roles.

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How do you handle conflicts within a cross-functional team?

Provide examples of how you've managed conflicts in the past by emphasizing open communication and collaboration. Discuss strategies you use to ensure all voices are heard and how you help the team reach a collective decision.

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What is your experience with go-to-market strategies?

Discuss your involvement in developing go-to-market strategies for product launches. Share specific examples that demonstrate how you coordinated with marketing and sales teams to ensure successful product adoption and market fit.

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Can you give an example of a tough prioritization decision you made?

Share a specific situation where you had to make difficult prioritization decisions, discussing the factors you considered and how you communicated the decision to your team and stakeholders for alignment.

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What tools do you find most useful for product management?

Talk about the management and collaboration tools you prefer for tracking work and engaging teams, such as Jira, Trello, or Confluence, and explain why you find them efficient based on your experiences.

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How do you ensure stakeholder buy-in for your product strategy?

Discuss techniques you use to secure stakeholder buy-in, such as presenting data-backed insights, facilitating discussions to address concerns, and building rapport with team leaders to ensure alignment and support for your vision.

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What excites you about working for Visa as a Product Manager - Payments?

Express your enthusiasm for Visa’s mission of financial inclusion and innovation in payments. Share how you believe your skills and experiences align with the role and how you envision contributing to a company that has a global impact.

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Visa Inc. operates as a payments technology company worldwide. The company facilitates commerce through the transfer of value and information among consumers, merchants, financial institutions, businesses, strategic partners, and government entiti...

11351 jobs
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Full-time, hybrid
DATE POSTED
April 9, 2025

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