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Product Manager - Payments - job 2 of 3

Company Description

Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose – to uplift everyone, everywhere by being the best way to pay and be paid.

Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa.

Job Description

Visa is a world leader in digital payments, facilitating more than 215 billion payments transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable and secure payments network, enabling individuals, businesses and economies to thrive. 

When partnering with Visa, you are also in a way part of a culture of purpose and belonging – where the work you do matters. We believe that economies that include everyone everywhere, uplift everyone everywhere. Your work will have a direct impact on billions of people around the world – helping unlock financial access to enable the future of money movement. 

This role will be part of the Visa Direct team

The Role 

The Product Manager is responsible for maximizing the value of our products and the work of the engineering teams that are working on the Visa Direct platform. As part of an agile team, they work directly with an engineering team and delivery manager. They are accountable for answering the questions: What products and features should we build and why, and how do we deliver these to market? This role reports to a Product Director or Group Product Manager. 

 

Responsibilities 

Strategy and Vision: 

  • Collaborate in crafting your tribe’s strategy by doing deep market, customer, competitor and technology research. 

  • Develop a product strategy and roadmap for your team based on company strategy, tribe strategy, deep market, customer, competitor and technology research. 

  • Secure buy-in for the product strategy from colleagues and stakeholders. 

  • Translate the strategy and the customer problems into the product backlog for your team. 

Discovery: 

  • Conduct discovery with clients to uncover potential problems and opportunities to tackle.  

  • Engage with customers and colleagues to ideate new features and products to be developed. 

  • Complete detailed discovery on things like payment flows, bank or operational flows and systems maps 

  • Work with internal & external teams to develop and maintain technical documentation 

  • Ensure requirements are detailed enough to take into sprint, including functional & non-functional requirements 

Delivery: 

  • Manage end-to-end product development, from planning to execution and launch. 

  • Prioritize the product backlog based on customer, commercial, and strategic value, potentially across more than one scrum team 

  • Collaborate with the agile delivery manager on how the team is performing and how to improve the delivery performance.  

  • Participate in agile ceremonies and support the team by providing details on what is being prioritised and why. 

Adoption: 

  • Collaborate with the Product Marketing and GTM teams to define the go-to-market approach and product positioning. 

  • Drive product adoption across various regions, segments, and use cases. 

  • Measure and communicate product performance and impact post-launch. 

 

What Success Looks Like 

  • Delivery of product strategy, backlog, roadmap, and business cases. 

  • High-velocity shipping of new features and products that solve customer problems and generate value. 

  • Consistent delivery and detailed understanding of product development. 

This is a hybrid position. Hybrid employees can alternate time between both remote and office. Employees in hybrid roles are expected to work from the office 2-3 set days a week (determined by leadership/site), with a general guidepost of being in the office 50% or more of the time based on business needs.

Qualifications

Basic Qualifications
5 or more years of relevant work experience with a Bachelor's Degree or at least 2 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD) or 0 years of work experience with a PhD

Preferred Qualifications
6 or more years of work experience with a Bachelor's Degree or 4 or more years of relevant experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or up to 3 years of relevant experience with a PhD
At least 3-4 years proven experience in a Product Owner/Product Manager role, preferably in a software-first Fintech or tech start-up

Comfortable working with agile frameworks like Scrum or Kanban, and across 1-2 teams

Ability to define a product backlog using standard categories like epics & user stories and experience making tough trade-offs and prioritization decisions

Experience crafting a vision for your product based on customer discovery, market research, data analysis, etc.

Experience with integrating to payments schemes is a strong plus

Additional Information

Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

Average salary estimate

$80000 / YEARLY (est.)
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$70000K
$90000K

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What You Should Know About Product Manager - Payments, Visa

Are you ready to make an impact at Visa as a Product Manager - Payments? Located in the vibrant city of Bangalore, India, this role is pivotal in shaping the future of digital payments. At Visa, we’re not just about transactions; we’re about connections. As a world leader in payments technology, your work will enable countless individuals, businesses, and economies to thrive. You’ll dive into deep market research, collaborate with agile teams, and take charge of crafting your tribe’s product strategy. Imagine leading initiatives that directly impact billions of people by enhancing financial access globally! In this role, you'll oversee the complete product lifecycle, from planning through execution and launch. You’ll collaborate closely with engineering teams, translating customer insights into actionable strategies and ensuring that our product roadmap aligns with both our mission and customer needs. With responsibilities that range from conducting client discovery sessions to driving product adoption, your days will be packed with exciting challenges and creative solutions. Plus, with a hybrid work environment, you’ll experience the best of both worlds—flexibility and teamwork. Join us at Visa and be part of a purpose-driven culture that values your contribution and nurtures growth. Your innovative ideas could redefine how the world pays and gets paid! Let’s create the future of payments together.

Frequently Asked Questions (FAQs) for Product Manager - Payments Role at Visa
What are the key responsibilities of a Product Manager - Payments at Visa?

As a Product Manager - Payments at Visa, your key responsibilities include developing a product strategy, managing the product backlog, collaborating with engineering teams, and overseeing the product development lifecycle. You will conduct deep market research to inform your products and features, engage in client discovery to identify opportunities, and work with cross-functional teams to ensure timely product launches. Your role will be critical in maximizing the value of the Visa Direct platform and ensuring successful product adoption across various markets.

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What qualifications are required for the Product Manager - Payments position at Visa?

To qualify for the Product Manager - Payments position at Visa, candidates typically need at least 5 years of relevant experience alongside a Bachelor's Degree. Advanced degrees or relevant experience in a related role can also qualify you. Key skills include experience with agile frameworks such as Scrum or Kanban, strong product vision craftsmanship, and the ability to translate customer needs into actionable strategies. Familiarity with payment integration schemes is a plus, making candidates more competitive.

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How does the hybrid work model at Visa for the Product Manager - Payments role function?

The hybrid work model for the Product Manager - Payments role at Visa involves alternating between remote work and office days, typically requiring employees to work from the office 2-3 days a week. This structure is designed to promote collaboration, creativity, and connection among teams while allowing flexibility to work remotely, aligning with business needs and leadership direction.

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What does success look like for a Product Manager - Payments at Visa?

Success for a Product Manager - Payments at Visa is defined by the successful delivery of the product strategy, continued high-velocity development of features that address customer pain points, and consistent communication of product performance post-launch. Achieving buy-in from stakeholders and ensuring customer satisfaction will also be pivotal metrics of success in this role.

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What skills or experience would set a candidate apart for the Product Manager - Payments role at Visa?

Candidates who possess a strong background in payments technology or fintech, alongside robust experience in product management and agile methodologies, will be viewed favorably for the Product Manager - Payments position at Visa. Additionally, candidates who have a proven track record of making strategic trade-offs, developing user stories, and integrating payment schemes will distinguish themselves as top contenders for this impactful role.

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Common Interview Questions for Product Manager - Payments
Can you describe your experience with agile methodologies as a Product Manager - Payments?

When answering this question, you should focus on specific examples of how you've implemented agile practices, such as Scrum or Kanban. Discuss how you engaged with cross-functional teams to improve delivery performance and how you managed product backlogs to prioritize customer and business needs.

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How do you approach product strategy development in a highly competitive market?

Your response should include a discussion on conducting in-depth market research, customer discovery, and competitor analysis. Emphasize your ability to translate insights from these endeavors into actionable product strategies that align with the business goals of Visa.

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What techniques do you use to ensure that you're effectively addressing customer needs?

Talk about your experience in engaging with customers through interviews or surveys and how you use their feedback to shape product features. Mention specific tools or methods you utilize to analyze customer data and identify trends that inform product decisions.

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Can you share an example of a product you successfully launched?

Provide a clear narrative of a product launch you've led, focusing on the challenges faced, how you overcame them, and the ultimate impact your product had on the market or consumers. Highlight your role in collaborating with various teams to ensure a successful launch.

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How do you prioritize features in the product backlog?

Discuss the factors you consider when prioritizing features, such as customer impact, market demand, and alignment with business strategy. Highlight any frameworks or methodologies you use to make those tough prioritization decisions, ensuring you demonstrate your balance of strategic thinking and practicality.

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What role does stakeholder engagement play in your product management process?

Explain the importance of securing buy-in from key stakeholders and how you facilitate that process. Describe methods you use to communicate product vision and progress regularly to keep stakeholders updated and involved in the decision-making.

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How do you stay informed about trends in the digital payments industry?

Your answer should illustrate your commitment to continuous learning. Discuss specific resources you follow, whether they are newsletters, industry reports, or webinars. Emphasize how these insights inform your product strategy at Visa.

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Describe a time when you had to make a difficult trade-off in product development.

Share an instance where you were faced with conflicting priorities or resource constraints. Focus on your decision-making process, highlighting how you weighed the pros and cons to arrive at a resolution that aligned with the overall product goals.

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What are your strategies for measuring product performance post-launch?

You should outline your methods for collecting and analyzing performance data, such as KPIs or user feedback metrics. Discuss how you utilize these insights to drive future iterations or enhancements in the product.

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Why do you want to work for Visa as a Product Manager - Payments?

In your response, express genuine enthusiasm for Visa’s mission and values. Share specific aspects of the company culture, innovation in payments, or their commitment to financial inclusion that resonate with you and align with your professional aspirations.

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Visa Inc. operates as a payments technology company worldwide. The company facilitates commerce through the transfer of value and information among consumers, merchants, financial institutions, businesses, strategic partners, and government entiti...

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Full-time, hybrid
DATE POSTED
April 9, 2025

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