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Software Engineer - Open banking

Company Description

Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose – to uplift everyone, everywhere by being the best way to pay and be paid.

Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa.

Job Description

At Tink, we deliver open banking solutions as a part of Visa. We’re creating the foundations that a new world of finance will be built on. By constantly challenging ourselves to go further and do better, we’re developing the ground-breaking services that businesses will use, to revolutionize the way millions of people manage their money. The world of financial services is changing fast, and we will continue to be at the forefront of it. 

Tink is building an open banking platform that enables banks, fintechs and startups to develop data-driven financial services. Through one API, Tink allows customers to access aggregated financial data, initiate payments, enrich transactions and build personal finance management tools. Tink connects to more than 3,400 banks that reach over 250 million bank customers across Europe. Our solutions are ready-to-go products, each developed to solve specific problems and bring value to both businesses and their customers. 

What we offer you: 

You will be working in an international environment where your responsibilities will include: 

  • Work with Tink’s technologies which is mainly Java, AWS, Kubernetes, Docker, Datadog, REST and much more. 

  • Develop reliable, scalable, high performance and highly distributed systems that power open banking products for different markets using your technical expertise. 

  • Innovate around new features and measure how these features perform, being instrumental in bringing the product vision to life. 

  • Collaborate and build high-quality products by following best engineering practices. 

We strongly believe in the power of collaboration, both within our team and in partnership with other teams and stakeholders. Working together is the cornerstone of building exceptional teams, delivering outstanding products, and fostering personal growth. It forms the very essence of our work culture and defines how we operate. 
 

This is a hybrid position, and we would like you to be in office three days per week. 

Qualifications

We are currently seeking a talented individual to join the Engineering organization, working from our office in central Stockholm. We see that you enjoy working with others and that you have a passion for what you do. You want to better the product you are working on as well as your knowledge and skills. 

We would like you to have:

  • Proven experience working as backend engineer with Java technologies 

  • Experience with a fast-paced environment that is product centric 

  • Experience from working with DevOps methodologies and tools 

  • Experience working with agile methodologies and understand the value of tracking engineering key metrics

Additional Information

Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

What You Should Know About Software Engineer - Open banking, Visa

At Tink, a part of Visa, we’re on a mission to reshape the financial landscape through our innovative open banking solutions. As a Software Engineer focused on open banking in Stockholm, you'll be at the heart of this transformation, developing the robust systems that empower banks, fintechs, and startups to deliver superior financial services. Imagine diving deep into technologies like Java, AWS, Kubernetes, and Docker, crafting scalable and high-performance systems that handle the needs of millions of users. At Tink, we encourage collaboration, and as a Software Engineer, you'll work closely with fellow engineers and stakeholders to design and rollout groundbreaking features while adhering to best engineering practices. This is not just a job; it's a chance to be part of a community that believes in personal growth and forging exceptional products. You will innovate with your team and measure the impact of your work, ensuring our solutions are both effective and valuable to our customers. Plus, with our hybrid work model, you’ll have the flexibility of working in the office three days a week. If you have a passion for backend engineering and enjoy tackling challenges in a fast-paced, product-centric environment, we can’t wait to see how you can contribute to Tink's success!

Frequently Asked Questions (FAQs) for Software Engineer - Open banking Role at Visa
What are the primary responsibilities of a Software Engineer at Tink?

As a Software Engineer at Tink, your primary responsibilities involve developing reliable and scalable systems that underpin our open banking products. You'll work with technologies such as Java, AWS, and Kubernetes to innovate features that revolutionize how financial data is managed. Collaboration is key, as you'll partner with different teams to ensure we adhere to best practices while fulfilling our product vision.

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What qualifications do I need to be a Software Engineer at Tink?

To become a Software Engineer at Tink, you should have proven experience in backend engineering, particularly with Java technologies. Familiarity with DevOps methodologies and an agile working environment are also essential. We value team players who are passionate about enhancing their knowledge and contributing to product improvement.

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How does Tink support professional growth for Software Engineers?

At Tink, we prioritize collaboration and personal growth. As a Software Engineer, you will have opportunities to work on innovative projects, participate in training sessions, and engage with experienced mentors. Our culture fosters continuous learning, enabling you to enhance your skills while working on impactful solutions.

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What technologies will I be working with as a Software Engineer at Tink?

As a Software Engineer at Tink, you will primarily work with Java, AWS, Kubernetes, and Docker. You'll also gain experience with tools like Datadog and REST while building sophisticated financial applications. These technologies allow you to craft resilient and high-performance systems that resonate across the financial industry.

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Is the Software Engineer position at Tink remote or hybrid?

The Software Engineer position at Tink is hybrid, which means you'll have the flexibility to work from home and the office. We encourage our engineers to be present in the office for three days a week to foster collaboration and build strong connections with team members in our vibrant workplace in Stockholm.

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Common Interview Questions for Software Engineer - Open banking
Can you describe your experience with Java technologies?

When answering this question, highlight specific projects where you used Java. Discuss the frameworks, libraries, or tools you utilized and how your contributions impacted the project's success. Consider mentioning any challenges faced and how you overcame them, showcasing your technical expertise.

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How do you ensure the systems you build are scalable?

Discuss best practices in software architecture that promote scalability, such as microservices or load balancing. You might mention how monitoring performance metrics can help identify bottlenecks, allowing you to make necessary adjustments proactively.

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What is your approach to collaboration in a team setting?

Emphasize the importance of communication and transparency within teams. Share examples of how you've successfully collaborated on projects, such as conducting code reviews or pair programming sessions, highlighting the positive outcomes from working closely with colleagues.

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Describe a challenging bug you encountered and how you resolved it.

Use the STAR method (Situation, Task, Action, Result) to effectively narrate a past experience. Be clear about the steps you took to identify the bug, the solutions you considered, and the final resolution, demonstrating your problem-solving and analytical skills.

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What experience do you have with cloud technologies, particularly AWS?

Share specific projects or tasks where you used AWS services. Highlight your familiarity with services such as EC2, S3, or Lambda, and discuss how these contributed to the scalability and reliability of the applications you worked on.

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How do you stay updated with the latest technology trends?

Explain your approach to continuous learning, whether through online courses, attending conferences, or following industry leaders on platforms like LinkedIn. Highlight specific technologies or trends you find particularly interesting and how they might relate to your potential role at Tink.

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What Agile methodologies have you worked with?

Discuss your experience with Agile frameworks such as Scrum or Kanban. Provide examples of how these methodologies improved project efficiency and the role you played in team sprints or sprint planning meetings.

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How do you prioritize your tasks when working on multiple projects?

Share your strategy for task management, whether through tools like Jira or Trello, or using methods like the Eisenhower Matrix. Discuss how you assess project priorities and timelines while ensuring all deliverables are met.

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Can you explain a situation where you had to learn a new technology quickly?

Narrate a specific example where you had to adapt to a new technology under time constraints, detailing how you approached the learning curve and the resources you utilized, thus demonstrating your eagerness and ability to embrace change.

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Why are you interested in working at Tink?

Articulate your reasons for wanting to join Tink, touching on the company's innovative work in open banking, values aligning with your career goals, and the opportunity to work in a collaborative environment. Show enthusiasm for the sector and the role you can play in advancing Tink's mission.

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Diversity of Opinions
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Empathetic
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Paid Holidays
Medical Insurance
Equity
401K Matching
Learning & Development
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Visa Inc. operates as a payments technology company worldwide. The company facilitates commerce through the transfer of value and information among consumers, merchants, financial institutions, businesses, strategic partners, and government entiti...

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Full-time, hybrid
DATE POSTED
March 21, 2025

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