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State Product Manager

Insurance Product Lines Manager

Branch is on a mission to make insurance less expensive, so more people can be covered. We innovate using data, tech, and automation to simplify insurance from start to finish—we eliminated inaccurate quotes in favor of real prices, created a better way to bundle, and cut unnecessary costs in the traditional insurance process. Then we pass those savings along to our members. Basically, we’re doing insurance the way it was meant to be.

But we didn’t just create the insurance we’ve always wanted, we also created the company we’ve always wanted to work for. As we redefine insurance, we also want to redefine what it means to work in insurance. Find out for yourself.

Branch has a preference for candidates in Ohio, but is open to candidates located in AL, AZ, CT, FL, GA, ID, IL, IN, IA, KS, KY, LA, MD, MA, MI, MN, MS. MO, NE, NV, NJ, NC, ND, OH, OK, PA, SC, SD, TN, TX, UT, VA, and WI. 

Branch is remote first, with most Branchers choosing to work from home. Our headquarters are located in Columbus, Ohio, where we come together from time to time to build relationships and connect with each other in real life. Once a year, the entire company gathers for “BranchFest”, a highlight of the year for many Branchers.

About the Insurance Product Lines Manager

Our Product Team is working to cultivate and preserve an insurance product offering for our Members which balances risk appetite and ensures the longevity of Branch. Our State Product Management team creates and implements new products, sets the strategic direction for their assigned states, manages the growth and profitability, and coordinates the operational needs to support states.

We’re looking for someone who:

  • Has an interest in owning the insurance product, pricing and underwriting development and maintenance for personal lines auto and homeowners insurance

  • Has in-depth knowledge of product and pricing development and state regulatory environment

  • Has strong project management / juggling skills

  • Enjoys managing projects and people through empathy and influence

The role will be primarily focused on the development of pricing, product and underwriting for multiple states and lines of business.  But since Branch is a startup, the person who ultimately fills this role will wear many hats and will need to roll up their sleeves and be able to be strategic while performing hands-on tasks at the same time.

What you will do:

  • Lead Product Management for multiple states and multiline lines of personal lines insurance 

  • Set direction, and execute on the direction in developing pricing and product filings in the states and lines of business

  • Take ownership for managing the top and bottom line results in these states

  • Resident expert on the product lines 

Secondary responsibilities

  • Work to determine priorities and work closely with developers and designers to determine feasibility and best ways to implement desired features, efficiently and in alignment with business objectives

  • Track and analyze key business metrics

  • Keep abreast of the best practices in product management

About you:

  • You have 5+ years of Personal Lines Product Management experience

  • Ideally you are familiar with the pricing techniques and regulatory requirements for personal lines

  • You are able to pull and analyze data effectively

  • You function well in ambiguity and have strong self-direction skills

  • You have excellent written and oral communication skills

Why join us at Branch? 

We’re all about getting back to getting each other’s back—that means Branchers, too. So we provide benefits that let you work and live to your fullest.

  • Above-market salary—Branch is a data-driven company, so we do the math on salaries, too. If you get an offer from Branch, you can expect compensation that hits above the mark.

  • Pay equity and transparency—Our pay isn’t just above market, it’s equitable. We let experience and performance drive your success, never your gender, race, orientation, or beliefs. 

  • Remote-first (with perks)—Work from where you’re most comfortable. We’ll take care of your work from home set-up and monthly internet. We also have a Columbus headquarters if you’d like to join us in an office. 

  • Flexible YouTime—We don’t just let you control your own time off.  We actually encourage you to use it. After your first year at Branch, we’ll give you $1000 toward your next vacation. 

  • Employee stock options—You’re not just an employee. If you’re full-time, you’re also a part-owner. You’ll have stock options so you can invest in the company you’re helping to grow. 

  • Medical, vision, dental—Get all the coverage you need for a healthy, happy life. 

  • 401k and contribution matching—Invest in your future. Branch helps you get to retirement on time with a portion of your contributions matched each month. 

What to expect

In light of recent hiring scams across the United States, here’s what the process will look like with Branch (so you know it’s us):

  • Please apply to open positions directly through our site. If you don’t see it here, then it shouldn’t exist on another job board. If you’re ever unsure about the legitimacy of a Branch  job posting found on another site, please check the listings here to verify.

  • If you're selected to move onto the next phase of the hiring process, a member of our Branch talent team will reach out to you directly from the email domain @ourbranch.com to guide you through our process.

  • The process will include a number of interviews, which will all happen either over the phone or on video calls. 

  • We will never ask for personal payment or require you to purchase equipment during our interview process. Always be sure to protect your personal information.

Equal Employment Opportunity Employer 

At Branch, we are deeply committed to community. Branch is an Equal Employment Opportunity employer – All qualified applicants and/or employees will receive consideration for employment without regard to the individual’s age, race, color, religion or creed, national origin or ancestry, sex (including pregnancy), sexual orientation, gender, gender identity, physical or mental disability, veteran status, genetic information, ethnicity, citizenship, or any other characteristic protected by law.

Average salary estimate

$100000 / YEARLY (est.)
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$80000K
$120000K

If an employer mentions a salary or salary range on their job, we display it as an "Employer Estimate". If a job has no salary data, Rise displays an estimate if available.

What You Should Know About State Product Manager, Branch Financial, LLC

Join Branch in Columbus as a State Product Manager and take the lead in redefining insurance! At Branch, we are on a mission to make insurance affordable and accessible to everyone. As a State Product Manager, you will be instrumental in shaping our personal lines insurance products, including auto and homeowners insurance. Your expertise will guide the development of pricing, product filings, and regulatory compliance, all while ensuring our offerings are both profitable and customer-centric. We're looking for a strategic thinker with a hands-on approach who thrives in a startup environment. If you have over five years of experience in Personal Lines Product Management and a solid understanding of state regulatory environments, this is an exciting opportunity for you. Collaborate with developers, designers, and your team to execute innovative solutions that simplify the insurance process. At Branch, we value flexibility and promote a remote-first culture, allowing you to work from wherever you feel most productive. As you join us, you’ll experience a positive work environment that encourages continuous growth through real relationships and meaningful connections. Plus, with competitive pay, employee stock options, and a host of benefits, you're not just filling a role; you're joining a mission-driven company invested in making a difference. Ready to make your mark in the world of insurance? Apply today and let's reshape the future of this industry together!

Frequently Asked Questions (FAQs) for State Product Manager Role at Branch Financial, LLC
What are the primary responsibilities of a State Product Manager at Branch?

As a State Product Manager at Branch, your main responsibilities will include overseeing the development of pricing and product filings for personal lines insurance across multiple states. You will set strategic direction for your assigned areas, manage profitability, and act as the resident expert on your product lines, ensuring compliance with state regulations and effective project delivery.

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What qualifications are needed to become a State Product Manager with Branch?

To qualify for the State Product Manager role at Branch, candidates should have at least 5 years of experience in Personal Lines Product Management. In-depth knowledge of pricing techniques, state regulatory requirements, and strong analytical and communication skills are essential for success in this position.

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How does Branch support remote work for State Product Managers?

Branch embraces a remote-first culture, which means as a State Product Manager, you can work from home or any location of your choice. The company provides support through home office setups and monthly internet allowances, ensuring you have everything you need to perform at your best, regardless of where you work.

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What makes the State Product Manager role at Branch unique?

The State Product Manager role at Branch is unique due to its blend of strategic oversight and hands-on involvement in product development. You’ll have the opportunity to shape innovative insurance solutions while being part of a dynamic and growing startup that values employee contributions and fosters an inclusive workplace.

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What is BranchFest and how does it relate to the State Product Manager position?

BranchFest is an annual gathering where all employees come together to connect and build relationships. As a State Product Manager, participating in such events allows you to collaborate with colleagues, celebrate achievements, and contribute to a strong company culture, which is integral to Branch's mission.

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Common Interview Questions for State Product Manager
How do you prioritize tasks as a State Product Manager?

To prioritize tasks effectively as a State Product Manager, consider employing a structured approach like the Eisenhower Matrix to categorize tasks based on urgency and importance. This method can help you identify what requires immediate attention while aligning your priorities with broader business goals.

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Can you describe your experience with pricing development?

When discussing your experience with pricing development, be prepared to share specific examples that demonstrate your understanding of market analysis, competitor benchmarking, and pricing strategy formulation. Highlight how you contributed to product profitability while ensuring compliance with regulatory requirements.

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How do you handle challenges in project management?

Handling challenges in project management involves proactive communication and adaptability. Share specific strategies you use to identify potential roadblocks early, engage stakeholders, and pivot quickly to find solutions without compromising project timelines or goals.

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What role does data analysis play in State Product Management?

Data analysis is crucial in State Product Management, as it informs decision-making regarding pricing, product features, and market demands. Explain how you leverage data analytics tools to derive insights that guide product development and enhance customer satisfaction.

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Describe a successful product launch you managed.

For a successful product launch, detail the strategies you implemented, including market research, stakeholder engagement, and execution plans. Discuss the metrics that assessed its success, and how your contribution played a role in achieving product performance goals.

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How do you maintain compliance with state regulations?

Maintaining compliance with state regulations involves staying informed about industry changes, actively communicating with legal and compliance teams, and ensuring product documentation is thorough. Describe your process for verifying that all product facets align with state guidelines throughout the development cycle.

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What strategies do you use for effective team collaboration?

Effective collaboration strategies may include fostering open communication, utilizing project management tools, and establishing regular check-ins. Explain how these practices ensure everyone is aligned with project goals and can contribute to discussions actively.

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How have you dealt with disagreement within a project team?

Dealing with disagreement involves listening actively to different viewpoints, facilitating discussions to explore common ground, and guiding the team toward a consensus. Illustrate your approach with examples of how you maintained a positive atmosphere while resolving conflicts.

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What innovations have you introduced in past product management roles?

When discussing innovations, focus on specific initiatives you introduced, the rationale behind them, and the impact they had on product success. Highlight your ability to think creatively and implement solutions that significantly enhanced product offerings or streamlined processes.

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How do you stay updated on industry trends and best practices?

Staying updated on industry trends involves engaging with professional networks, attending conferences, and subscribing to related publications. Outline the strategies you use to stay informed and apply those insights to keep your work relevant and impactful in the ever-evolving insurance landscape.

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