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PayOps Analyst - job 17 of 19

The Payments Analyst is an important role and is responsible for the execution and completion of payment processing, liquidity management and exception handling processes and tasks.

The Payment Operations team is a core function within Visa Payments Ltd and is responsible for the timely execution of all processing activities and associated operational tasks to ensure the effective day to day running of Visa payment services. The team is not client facing but does regularly interact with our network of Partners.

What we expect of you, day to day.

  • Responsible for the approving payments, including Faster Payments, International Payments/SWIFT, ACH domestic payments, and global real time payment schemes, in line with the agreed cut offs.

  • Responsible for the approval of incoming liquidity within agreed times scales

  • Assist and support the team with general Investigations and correctly resolve payment exceptions, (e.g. rejections, returns, failures, etc.)

  • Responsible for the approval of Bank partner statements, investigating and resolving any breaks.

  • Correspond and liaise with Network Partners through email, telephone, and the SWIFT network to resolve issues in a timely manner and minimise service/client impact

  • Develop an in-depth understanding of the payments platform and our global network of Payment Partners

  • Actively seek to improve processes, workflows and tooling

  • Support the identification, management and resolution of service affecting incidents

  • Manage your time, as well as the payment specialists, effectively to ensure all critical tasks are completed and deadlines achieved

  • Collaborate with other internal teams, including compliance, reconciliation, customer support and App services to ensure issues are resolved in a timely manner.

  • Collaborate with the Payment Team Lead/Manager to discuss and report on daily challenges, work loads and improvement ideas.

This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager.

 

Average salary estimate

$70000 / YEARLY (est.)
min
max
$60000K
$80000K

If an employer mentions a salary or salary range on their job, we display it as an "Employer Estimate". If a job has no salary data, Rise displays an estimate if available.

What You Should Know About PayOps Analyst, Visa

As a PayOps Analyst at Visa Payments Ltd in sunny Miami, you'll become an essential player in the world of payment processing. In this vital role, your day-to-day will revolve around ensuring that payment transactions run smoothly and efficiently. You're responsible for approving various payment types, including Faster Payments, International Payments/SWIFT, and ACH domestic payments, following strict cut-off timelines. You'll also manage incoming liquidity and play a key role in investigating any payment exceptions like rejections or returns. Although this position isn’t client-facing, you'll be interacting with our extensive network of Partners to swiftly address any issues that may arise. You’ll dive deep into our payments platform and deliver valuable insights to enhance our workflows and processes. Your knack for collaborating with different teams, including compliance and customer support, will ensure that any service-affecting incidents are resolved quickly, helping us maintain the highest standards of service. Time management will be crucial as you will coordinate with others to prioritize and complete critical tasks efficiently. If you're passionate about payments and eager to thrive in a dynamic environment while working both remotely and in-office, this opportunity might be just what you're looking for!

Frequently Asked Questions (FAQs) for PayOps Analyst Role at Visa
What are the main responsibilities of a PayOps Analyst at Visa Payments Ltd?

As a PayOps Analyst at Visa Payments Ltd, your main responsibilities include approving various payment types, managing liquidity, and resolving payment exceptions. You'll work closely with our Network Partners to ensure prompt resolution of issues while adhering to strict timelines, thus ensuring efficient processing of transactions.

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What qualifications are required for the PayOps Analyst position at Visa Payments Ltd?

To excel as a PayOps Analyst at Visa Payments Ltd, candidates typically need a background in finance, accounting, or business administration. Strong analytical skills, attention to detail, and effective communication abilities are essential for addressing payment-related challenges and collaborating with internal teams and network partners.

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How does the PayOps Analyst role support Visa Payments Ltd’s operations?

The PayOps Analyst plays a critical role in supporting Visa Payments Ltd's operations by ensuring timely execution of payment processing, managing exceptions, and optimizing workflows. This role not only helps maintain operational efficiency but also enhances service delivery to Partners and clients.

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What skills are important for a successful PayOps Analyst at Visa Payments Ltd?

Successful PayOps Analysts at Visa Payments Ltd possess strong analytical and problem-solving skills, attention to detail, and effective communication abilities. Being proactive in seeking improvements in processes and having a good understanding of financial transactions and systems will be key to excelling in this role.

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Is the PayOps Analyst position at Visa Payments Ltd a client-facing role?

No, the PayOps Analyst position at Visa Payments Ltd is not client-facing. However, Analysts do interact regularly with the network of Partners to resolve payment-related issues and ensure smooth processing of transactions.

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Common Interview Questions for PayOps Analyst
Can you describe your experience with payment processing systems?

Be specific about the payment processing systems you've used in previous roles, mentioning any particular platforms or tools. Highlight the volume of transactions you handled and your approach to ensuring accuracy and efficiency in payments.

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How do you ensure compliance with payment processing regulations?

Discuss your knowledge of industry regulations and the protocols you've followed in previous roles to ensure compliance. Share any experiences where you've had to adapt processes based on regulatory changes.

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What strategies do you use to handle payment exceptions and resolve issues?

Explain your systematic approach to identifying and resolving exceptions in payment processing. Provide an example where you successfully navigated a complicated situation to ensure a favorable outcome.

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Describe a time you improved a process in your previous role.

Share a specific example of a process you improved, detailing the steps you took, the impact it had on efficiency or accuracy, and any tools or methodologies you used to implement the change.

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How would you manage your time while handling multiple payments?

Discuss your time management techniques, such as prioritization and use of organizational tools. Convey your ability to handle high-pressure situations without sacrificing quality or detail.

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How do you communicate issues to partners and ensure quick resolution?

Highlight your communication skills, discussing how you tailor your message based on the audience. Explain your approach to collaborating with partners to ensure that issues are promptly identified and resolved.

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What tools have you used for tracking payments and managing liquidity?

Be ready to discuss specific tools or software you've used in previous roles, emphasizing your familiarity and any special features you leveraged to enhance tracking and liquidity management.

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How do you handle stressful situations when deadlines loom?

Describe your approach to maintaining composure and focus under stress. Talk about techniques you use to keep the team informed and ensure deadlines are met without compromising quality.

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What do you know about Visa Payments Ltd and its services?

Display your knowledge of Visa Payments Ltd's core services and their significance in the payment processing space. Demonstrating an understanding of the company's market position can impress your interviewers.

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What motivates you to work in the payments industry?

Reflect on what excites you about the payments field, whether it’s the dynamic nature, the opportunity for continuous improvement, or the ability to influence customer satisfaction and business success.

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Visa Inc. operates as a payments technology company worldwide. The company facilitates commerce through the transfer of value and information among consumers, merchants, financial institutions, businesses, strategic partners, and government entiti...

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Full-time, hybrid
DATE POSTED
April 3, 2025

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